25 states where retirees hate the weather, lack healthcare, and are spending a fortune to get by

Ruslan Guzov/ShutterstockWeather can play a huge factor in deciding what state to retire in.
  • Happiness during retirement depends not just on how much money you have saved, but also on where you live.
  • Bankrate recently released a list of the best and worst states to retire in.
  • You may want to think twice before retiring in these states, where costs are high, healthcare quality is subpar, and the weather is questionable.

Deciding on a place to retire is almost as hard as building the savings it takes to get there.

After all, you’ve been planning for the golden years your whole life (hypothetically, at least), so you don’t want to end up living in a place that doesn’t help you make the most of your money or your leisure time.

According to a 2017 Bankrate survey, 47% of Americans would consider moving when they retire. In light of this statistic, Bankrate recently released a list of the best and worst states for retirement. To determine this ranking, they looked at seven categories that affect retirees and compared them across every state with the help of multiple sources. Each ranking was weighted by their importance, determined by the survey respondents.

Turns out, not every state is a prime spot for a retiree. Those that ranked lower on the list generally had low rankings for cost of living, taxes, healthcare quality, and weather. Even if a state had a high ranking in one category, such as Louisiana, which ranked third for weather, it wasn’t always enough to compensate for low rankings in the other categories.

Below, see which states you may want to think twice about retiring in based on their costs, weather, and healthcare options.


24 (TIE). Vermont

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Cost of living rank: 41

Taxes rank: 47

Healthcare quality rank: 2

Weather rank: 44


24 (TIE). Wisconsin

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Cost of living rank: 21

Taxes rank: 38

Healthcare quality rank: 6

Weather rank: 42


23. Minnesota

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Cost of living rank: 26

Taxes rank: 46

Healthcare quality rank: 1

Weather rank: 48


22. Arizona

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Cost of living rank: 34

Taxes rank: 21

Healthcare quality rank: 27

Weather rank: 11


21. Kentucky

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Cost of living rank: 9

Taxes rank: 33

Healthcare quality rank: 39

Weather rank: 15


20. Pennsylvania

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Cost of living rank: 31

Taxes rank: 26

Healthcare quality rank: 21

Weather rank: 30


19. New Jersey

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Cost of living rank: 42

Taxes rank: 50

Healthcare quality rank: 10

Weather rank: 24


18. West Virginia

Cost of living rank: 18

Taxes rank: 19

Healthcare quality rank: 43

Weather rank: 22


17. Rhode Island

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Cost of living rank: 40

Taxes rank: 41

Healthcare quality rank: 16

Weather rank: 28


16. Connecticut

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Cost of living rank: 44

Taxes rank: 44

Healthcare quality rank: 23

Weather rank: 31


15. Alaska

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Cost of living rank: 44

Taxes rank: 3

Healthcare quality rank: 27

Weather rank: 50


14. Georgia

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Cost of living rank: 15

Taxes rank: 36

Healthcare quality rank: 40

Weather rank: 6


13. Ohio

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Cost of living rank: 5

Taxes rank: 45

Healthcare quality rank: 36

Weather rank: 26


12. Oregon

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Cost of living rank: 37

Taxes rank: 10

Healthcare quality rank: 42

Weather rank: 35


11. Oklahoma

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Cost of living rank: 7

Taxes rank: 32

Healthcare quality rank: 47

Weather rank: 10


10. South Carolina

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Cost of living rank: 23

Taxes rank: 37

Healthcare quality rank: 27

Weather rank: 8


9. Nevada

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Cost of living rank: 33

Taxes rank: 5

Healthcare quality rank: 47

Weather rank: 27


8. Washington

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Cost of living rank: 38

Taxes rank: 17

Healthcare quality rank: 34

Weather rank: 36


7. Illinois

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Cost of living rank: 36

Taxes rank: 29

Healthcare quality rank: 30

Weather rank: 23


6. California

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Cost of living rank: 49

Taxes rank: 48

Healthcare quality rank: 19

Weather rank: 14


5. Arkansas

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Cost of living rank: 2

Taxes rank: 39

Healthcare quality rank: 50

Weather rank: 9


4. Louisiana

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Cost of living rank: 16

Taxes rank: 42

Healthcare quality rank: 44

Weather rank: 3


2 (TIE). Maryland

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Cost of living rank: 47

Taxes rank: 43

Healthcare quality rank: 24

Weather rank: 20


2 (TIE). New Mexico

Cost of living rank: 22

Taxes rank: 34

Healthcare quality rank: 49

Weather rank: 21


1. New York

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Cost of living rank: 50

Taxes rank: 49

Healthcare quality rank: 41

Weather rank: 39

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