The 25 worst US cities for retirees

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Your golden years may be better spent in some places than others.

That’s according to a September report from WalletHub, which ranked the 182 largest US cities for their suitability for retirement.

Unlike working years, retirement is often filled with trips to the doctor’s office and leisure time. In the twilight of life, reliable health care and low-cost happiness are important benchmarks when determining where to live.

Taking that into account, WalletHub scored each city on its list based on affordability, activities, quality of life, and available health care. The four categories were weighted equally, and each city was given a total score and then ranked, with the lowest overall score designating the worst city for retirees. WalletHub used data for the city only, not the surrounding metro area.

Keep reading to see the worst places to retire in the US,according to WalletHub, listed in order of least bad to worst.


25. Fort Wayne, Indiana

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Fort Wayne has a retirement total score of only 42.29 out of 100, once taking into consideration its particularly low position on the quality of life scale (coming in at No. 149 out of all 182 cities on the list) and low activities ranking (No. 164).


24. Oxnard, California

Oxnard falls in the rankings, with a score of 42.24 out of 100, primarily due to its low affordability rank (No. 140) and low activities ranking (No. 163).


23. Ontario, California

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With a total score of 42.18 out of 100, Ontario scores low in each of the four affordability (No. 134), activities (No. 147), quality of life (No. 125), and health care (No. 144) rankings.


22. Oceanside, California

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Oceanside has a score of 41.82 out of 100, mostly due to its unaffordability (coming in at No. 161 on that ranking). The city, however, does rank within the top 25 when it comes to quality of life, coming in at No. 24.


21. Detroit, Michigan

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Though Detroit ranks within the top 100 for affordability (No. 86), the city only gets a 41.72 total score out of 100, mostly due to its extremely low ranking on the quality of life scale (No. 178).


20. Tacoma, Washington

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Tacoma has a 41.68 score out of 100, mostly due to its low ranking on the quality of life (No. 172) and affordability (No. 136) scales.


19. Worcester, Massachusetts

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Worcester has a 41.60 score out of 100, mostly due to its low ranking on the quality of life scale (No. 151).


18. Vancouver, Washington

Vancouver has a 41.40 score out of 100, mostly due to its low ranking on the affordability scale (No. 164).


17. Fontana, California

Fontana has a 41.21 score out of 100 due to its low ranking in each of the four areas: affordability (No. 131), activities (No. 156), quality of life (No. 128), and health care (No. 168).


16. Jersey City, New Jersey

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Jersey City has a 40.88 score out of 100, mostly due to its low ranking on the affordability scale (No. 152), though it does rank within the top 100 for quality of life (No. 72).


15. Chula Vista, California

Chula Vista has a 40.65 score out of 100, mostly due to its low ranking on the affordability (No. 161) and activities (No. 170) scales. The city does, however, rank within the top 20 for quality of life (No. 19).


14. Wichita, Kansas

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Wichita has a 40.53 score out of 100, ranking poorly across all areas but particularly quality of life (No. 171).


13. New Haven, Connecticut

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While New Haven, with a 40.38 total score out of 100, scores decently or its health care availability (No. 36), its overall ranking is tanked due to its unaffordability (No. 172).


12. Modesto, California

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Modesto has a 40.11 score out of 100, mostly due to its extremely low ranking on the activities scale (No. 181).


11. Riverside, California

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Riverside has a score of 39.99 out of 100, mostly due to its low ranking on the activities scale (No. 166).


10. Providence, Rhode Island

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Providence has a 39.86 score out of 100, ranking low in affordability (No. 168) and health care (No. 156).


9. Baltimore, Maryland

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Baltimore has a 39.53 score out of 100, mostly due to its low ranking on the quality of life scale (No. 169).


8. Rancho Cucamonga, California

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Rancho Cucamonga has a 38.80 total score out of 100, mostly due to its low ranking on the activities scale (No. 167). The city does, however, rank within the top 100 for quality of life (No. 96).


7. Fresno, California

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Fresno has a 38.73 score out of 100, largely due to its low activities (No. 178) and health care (No. 170) rankings.


6. Newark, New Jersey

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Newark has a 37.84 score out of 100, scoring low on affordability (No. 147) and quality of life (No. 179).


5. Bakersfield, California

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Bakersfield scored a 37.53 out of 100, mostly due to its low ranking for activities (No. 177) and health care (No. 182 – the bottom of the list). The city does, however, rank within the top 100 for affordability (No. 92).


4. San Bernardino, California

San Bernardino has a 36.94 out of 100, mostly due to its low ranking for activities (No. 176), quality of life (No. 176), and health care (No. 174). The city does, however, rank within the top 100 for affordability (No. 97).


3. Warwick, Rhode Island

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Warwick has a 36.74 score out of 100, largely due to its low ranking in affordability (No. 168).


2. Bridgeport, Connecticut

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Bridgeport has a 35.74 score out of 100, mostly due to its low ranking in affordability (No. 182 – the bottom of the list). The city does, however, rank within the top 50 for health care (No. 44).


1. Stockton, California

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Stockton has a 33.73 score out of 100, ranking low across all areas, including activities (No. 180), health care (No. 177), affordability (No. 133), and quality of life (No. 168).

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