The salary you need to afford rent in every state, ranked

Irina Klyuchnikova/ShutterstockYou need a six-figure salary to keep rent costs below 30% of your income in California.
  • Renters have their work – or wallets – cut out for them.
  • GoBankingRates recently revealed the salary renters need to afford rent for a single-family home in every US state.
  • In some states, renters need to earn as much as $US100,000. Only four states have a median rent less than $US1,000.

Being a renter these days isn’t fun.

Renters spent a record amount of money on housing in 2017, and in some cities, they’re dealing with climbing rents.

So just how much of your income should you plan to shell out for rent? The answer depends on where you live.

GoBankingRates recently revealed how big your annual salary needs to be to afford rent in every US state, including Washington, DC. To determine the list, they used the budget rule of thumb that one should spend no more than 30% of annual income on housing.

They then found the median rent for a single-family residence in each state using the Zillow Rent Index, and calculated how much annual income one needs for rent costs to equal less than 30%.

The top-five states where you need to earn the most money to afford rent are all coastal – and you need to earn six figures to rent in the top two, California and Washington, DC. Meanwhile, the top-five states where you need the lowest salary to pay rent are in the South or Midwest. Four of these are the only states on the list with a median rent less than $US1,000, meaning one can earn less than $US40,000 and still afford rent.

From Florida to New York, see the salary you need to afford rent in every state, ranked from lowest to highest.


51. West Virginia

Annual income needed: $US35,520

Monthly income needed: $US2,960

Median rent: $US888


50. Oklahoma

Gau Meo/Shutterstock

Annual income needed: $US38,000

Monthly income needed: $US3,166.67

Median rent: $US950


49. Arkansas

Sean Pavone/Shutterstock

Annual income needed: $US38,120

Monthly income needed: $US3,176.67

Median rent: $US953


48. Alabama

Sean Pavone/Shutterstock

Annual income needed: $US39,920

Monthly income needed: $US3,326.67

Median rent: $US998


47. Missouri

STLJB/Shutterstock

Annual income needed: $US41,880

Monthly income needed: $US3,490

Median rent: $US1,047


46. Kansas

KSwinicki/Shutterstock

Annual income needed: $US42,040

Monthly income needed: $US3,503.33

Median rent: $US1,051


45. Mississippi

Sean Pavone/Shutterstock

Annual income needed: $US42,200

Monthly income needed: $US3,516.67

Median rent: $US1,055


44. Iowa

Annual income needed: $US42,280

Monthly income needed: $US3,523.33

Median rent: $US1,057


43. Kentucky

Leigh Trail/Shutterstock

Annual income needed: $US43,360

Monthly income needed: $US3,613.33

Median rent: $US1,084


42. Michigan

Aerial Up North/Shutterstock

Annual income needed: $US44,400

Monthly income needed: $US3,700

Median rent: $US1,110


40 (TIE). Ohio

aceshot1/Shutterstock

Annual income needed: $US44,520

Monthly income needed: $US3,710

Median rent: $US1,113


40 (TIE). Indiana

f11photo/Shutterstock

Annual income needed: $US44,520

Monthly income needed: $US3,710

Median rent: $US1,113


39. Wisconsin

Sean Pavone/Shutterstock

Annual income needed: $US45,640

Monthly income needed: $US3,803.33

Median rent: $US1,141


38. Wyoming

Jerry Sanchez/Shutterstock

Annual income needed: $US45,960

Monthly income needed: $US3,830

Median rent: $US1,149


37. Tennessee

Sean Pavone/Shutterstock

Annual income needed: $US46,120

Monthly income needed: $US3,843.33

Median rent: $US1,153


36. New Mexico

Annual income needed: $US48,000

Monthly income needed: $US4,000

Median rent: $US1,200


35. North Carolina

Sean Pavone/Shutterstock

Annual income needed: $US48,320

Monthly income needed: $US4,026.67

Median rent: $US1,208


34. South Carolina

Sean Pavone/Shutterstock

Annual income needed: $US48,360

Monthly income needed: $US4,030

Median rent: $US1,209


33. South Dakota

Sopotnicki/Shutterstock

Annual income needed: $US48,520

Monthly income needed: $US4,043.33

Median rent: $US1,213


32. Montana

Jeremy Janus Photography/Shutterstock

Annual income needed: $US49,360

Monthly income needed: $US4,113.33

Median rent: $US1,234


31. Idaho

WHITE.studio/Shutterstock

Annual income needed: $US49,520

Monthly income needed: $US4,126.67

Median rent: $US1,238


30. Pennsylvania

f11photo/ShutterstockPhiladelphia in 2016.

Annual income needed: $US49,680

Monthly income needed: $US4,140.00

Median rent: $US1,242


29. Louisiana

Sean Pavone/Shutterstock

Annual income needed: $US49,800

Monthly income needed: $US4,150

Median rent: $US1,245


28. Nebraska

Henryk Sadura/Shutterstock

Annual income needed: $US50,120

Monthly income needed: $US4,176.67

Median rent: $US1,253


27. Georgia

Sean Pavone/Shutterstock

Annual income needed: $US50,480

Monthly income needed: $US4,206.67

Median rent: $US1,262


26. North Dakota

ZakZeinert/Shutterstock

Annual income needed: $US51,600

Monthly income needed: $US4,300

Median rent: $US1,290


25. Arizona

Sean Pavone/Shutterstock

Annual income needed: $US54,240

Monthly income needed: $US4,520

Median rent: $US1,356


24. Nevada

randy andy/Shutterstock

Annual income needed: $US56,920

Monthly income needed: $US4,743.33

Median rent: $US1,423


23. Delaware

Jon Bilous/Shutterstock

Annual income needed: $US57,400

Monthly income needed: $US4,783.33

Median rent: $US1,435


22. Minnesota

Rudy Balasko/Shutterstock

Annual income needed: $US57,960

Monthly income needed: $US4,830

Median rent: $US1,449


21. Virginia

JoMo333/Shutterstock

Annual income needed: $US58,080

Monthly income needed: $US4,840

Median rent: $US1,452


20. Texas

Sean Pavone/Shutterstock

Annual income needed: $US58,200

Monthly income needed: $US4,850

Median rent: $US1,455


19. Illinois

Sean Pavone/Shutterstock

Annual income needed: $US58,520

Monthly income needed: $US4,876.67

Median rent: $US1,463


18. Maine

cdrin/Shutterstock

Annual income needed: $US58,640

Monthly income needed: $US4,886.67

Median rent: $US1,466


17. Utah

Checubus/Shutterstock

Annual income needed: $US61,040

Monthly income needed: $US5,086.67

Median rent: $US1,526


16. Florida

Darryl Brooks/Shutterstock

Annual income needed: $US63,600

Monthly income needed: $US5,300

Median rent: $US1,590


15. Vermont

Sean Pavone/Shutterstock

Annual income needed: $US63,960

Monthly income needed: $US5,330

Median rent: $US1,599


14. Oregon

Sean Pavone/Shutterstock

Annual income needed: $US68,280

Monthly income needed: $US5,690

Median rent: $US1,707


13. Rhode Island

Jon Bilous/Shutterstock

Annual income needed: $US69,000

Monthly income needed: $US5,750

Median rent: $US1,725


12. Alaska

Rocky Grimes/Shutterstock

Annual income needed: $US69,920

Monthly income needed: $US5,826.67

Median rent: $US1,748


11. New Hampshire

Sean Pavone/Shutterstock

Annual income needed: $US69,920

Monthly income needed: $US5,826.67

Median rent: $US1,748


10. Connecticut

SneakPics/Shutterstock

Annual income needed: $US72,120

Monthly income needed: $US6,010

Median rent: $US1,803


9. Maryland

S.Borisov/Shutterstock

Annual income needed: $US72,280

Monthly income needed: $US6,023.33

Median rent: $US1,807


8. Washington

Sean Pavone/Shutterstock

Annual income needed: $US73,520

Monthly income needed: $US6,126.67

Median rent: $US1,838


7. Colorado

littlenySTOCK/Shutterstock

Annual income needed: $US77,080

Monthly income needed: $US6,423.33

Median rent: $US1,927


6. New York

TTStudio/Shutterstock

Annual income needed: $US82,000

Monthly income needed: $US6,833.33

Median rent: $US2,050


5. New Jersey

f11photo/Shutterstock

Annual income needed: $US82,480

Monthly income needed: $US82,480

Median rent: $US2,062


4. Massachusetts

Sean Pavone/Shutterstock

Annual income needed: $US90,080

Monthly income needed: $US7,506.67

Median rent: $US2,252


3. Hawaii

Izabela23/Shutterstock

Annual income needed: $US99,240

Monthly income needed: $US8,270

Median rent: $US2,481


2. California

Irina Klyuchnikova/Shutterstock

Annual income needed: $US100,720

Monthly income needed: $US8,393.33

Median rent: $US2,518


1. Washington DC

Brian Kinney/Shutterstock

Annual income needed: $US108,440

Monthly income needed: $US9,036.67

Median rent: $US2,711

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