The salary you need to afford rent in every state, ranked

Irina Klyuchnikova/ShutterstockYou need a six-figure salary to keep rent costs below 30% of your income in California.

Being a renter these days isn’t fun.

Business Insider previously reported that rent is soaring across the US. A study by GoBankingRates found that most renters across the country show signs of spending too much on living costs.

But just how much should you plan to shell out for rent? The answer depends on where you live.

GoBankingRates revealed how big your annual salary needs to be to afford rent in every US state, including Washington, DC. To determine the list, they used the budgeting rule of thumb that one should spend no more than 30% of their annual income on housing.

GoBankingRates then found the median rent for a single-family residence in each state using the Zillow Rent Index, and calculated how much annual income one needs in order for rent costs to equal less than 30%.

The five states where you need to earn the most money to afford rent are all coastal – and you need to earn six figures to rent in the top two, California and Washington, DC. Meanwhile, the five states where you need the lowest salary to pay rent are in the South or Midwest. Four of these are the only states on the list with a median rent less than $US1,000, meaning one can earn less than $US40,000 and still afford rent.

From Florida to New York, see the salary you need to afford rent in every state, ranked from lowest to highest. These figures are updated as of June 2019.


51. Renters in West Virginia need to make at least $US35,520 to pay for housing.

Annual income needed: $US35,520

Monthly income needed: $US2,960

Median rent: $US888


50. Renters in Oklahoma need to make at least $US38,000 to pay for housing.

Gau Meo/Shutterstock

Annual income needed: $US38,000

Monthly income needed: $US3,167

Median rent: $US950


49. Renters in Arkansas need to make at least $US38,120 to pay for housing.

Sean Pavone/Shutterstock

Annual income needed: $US38,120

Monthly income needed: $US3,177

Median rent: $US953


48. Renters in Alabama need a salary of at least $US39,920 to pay for housing.

Sean Pavone/Shutterstock

Annual income needed: $US39,920

Monthly income needed: $US3,327

Median rent: $US998


47. Renters in Missouri need to make at least $US41,880 to pay for housing.

STLJB/Shutterstock

Annual income needed: $US41,880

Monthly income needed: $US3,490

Median rent: $US1,047


46. Renters in Kansas need to make at least $US42,040 to pay for housing.

KSwinicki/Shutterstock

Annual income needed: $US42,040

Monthly income needed: $US3,503

Median rent: $US1,051


45. Renters in Mississippi need to make at least $US42,200 to pay for housing.

Sean Pavone/Shutterstock

Annual income needed: $US42,200

Monthly income needed: $US3,517

Median rent: $US1,055


44. Renters in Iowa need to make at least $US42,280 to cover housing.

Annual income needed: $US42,280

Monthly income needed: $US3,523

Median rent: $US1,057


43. Renters in Kentucky need to make at least $US43,360 to cover housing.

Leigh Trail/Shutterstock

Annual income needed: $US43,360

Monthly income needed: $US3,613

Median rent: $US1,084


42. Renters in Michigan need to make at least $US44,400 to cover housing.

Aerial Up North/Shutterstock

Annual income needed: $US44,400

Monthly income needed: $US3,700

Median rent: $US1,110


T40. Renters in Ohio need to make at least $US44,520 to cover housing.

aceshot1/Shutterstock

Annual income needed: $US44,520

Monthly income needed: $US3,710

Median rent: $US1,113


T40. Renters in Indiana need to make at least $US44,520 to cover housing.

f11photo/Shutterstock

Annual income needed: $US44,520

Monthly income needed: $US3,710

Median rent: $US1,113


39. Renters in Wisconsin need to make at least $US45,640 to cover housing.

Sean Pavone/Shutterstock

Annual income needed: $US45,640

Monthly income needed: $US3,803

Median rent: $US1,141


38. Renters in Wyoming need to make at least $US45,960 to cover housing.

Jerry Sanchez/Shutterstock

Annual income needed: $US45,960

Monthly income needed: $US3,830

Median rent: $US1,149


37. Renters in Tennessee need to make at least $US46,120 to cover housing.

Sean Pavone/Shutterstock

Annual income needed: $US46,120

Monthly income needed: $US3,843

Median rent: $US1,153


36. Renters in New Mexico need to make at least $US48,000 to cover housing.

Annual income needed: $US48,000

Monthly income needed: $US4,000

Median rent: $US1,200


35. Renters in North Carolina need to make at least $US48,320 to cover housing.

Sean Pavone/Shutterstock

Annual income needed: $US48,320

Monthly income needed: $US4,027

Median rent: $US1,208


34. Renters in South Carolina need to make at least $US48,360 to cover housing.

Sean Pavone/Shutterstock

Annual income needed: $US48,360

Monthly income needed: $US4,030

Median rent: $US1,209


33. Renters in South Dakota need to make at least $US48,520 to cover housing.

Sopotnicki/Shutterstock

Annual income needed: $US48,520

Monthly income needed: $US4,043

Median rent: $US1,213


32. Renters in Montana need to make at least $US49,360 to cover housing.

Jeremy Janus Photography/Shutterstock

Annual income needed: $US49,360

Monthly income needed: $US4,113

Median rent: $US1,234


31. Renters in Idaho need to make at least $US49,520 to cover housing.

WHITE.studio/Shutterstock

Annual income needed: $US49,520

Monthly income needed: $US4,127

Median rent: $US1,238


30. Renters in Pennsylvania need to make at least $US49,680 to cover housing.

f11photo/ShutterstockPhiladelphia in 2016.

Annual income needed: $US49,680

Monthly income needed: $US4,140

Median rent: $US1,242


29. Renters in Louisiana need to make at least $US49,800 to cover housing.

Sean Pavone/Shutterstock

Annual income needed: $US49,800

Monthly income needed: $US4,150

Median rent: $US1,245


28. Renters in Nebraska need to make at least $US50,120 to cover housing.

Henryk Sadura/Shutterstock

Annual income needed: $US50,120

Monthly income needed: $US4,177

Median rent: $US1,253


27. Renters in Georgia need to make at least $US50,480 to cover housing.

Sean Pavone/Shutterstock

Annual income needed: $US50,480

Monthly income needed: $US4,207

Median rent: $US1,262


26. Renters in North Dakota need to make at least $US51,600 to cover housing.

ZakZeinert/Shutterstock

Annual income needed: $US51,600

Monthly income needed: $US4,300

Median rent: $US1,290


25. Renters in Arizona need to make at least $US54,240 to cover housing.

Sean Pavone/Shutterstock

Annual income needed: $US54,240

Monthly income needed: $US4,520

Median rent: $US1,356


24. Renters in Nevada need to make at least $US56,920 to cover housing.

randy andy/Shutterstock

Annual income needed: $US56,920

Monthly income needed: $US4,743

Median rent: $US1,423


23. Renters in Delaware need to make at least $US57,400 to cover housing.

Jon Bilous/Shutterstock

Annual income needed: $US57,400

Monthly income needed: $US4,783

Median rent: $US1,435


22. Renters in Minnesota need to make at least $US57,960 to cover housing.

Rudy Balasko/Shutterstock

Annual income needed: $US57,960

Monthly income needed: $US4,830

Median rent: $US1,449


21. Renters in Virginia need to make at least $US58,080 to cover housing.

JoMo333/Shutterstock

Annual income needed: $US58,080

Monthly income needed: $US4,840

Median rent: $US1,452


20. Renters in Texas need to make at least $US58,200 to cover housing.

Sean Pavone/Shutterstock

Annual income needed: $US58,200

Monthly income needed: $US4,850

Median rent: $US1,455


19. Renters in Illinois need to make at least $US58,520 to cover housing.

Sean Pavone/Shutterstock

Annual income needed: $US58,520

Monthly income needed: $US4,877

Median rent: $US1,463


18. Renters in Maine need to make at least $US58,640 to cover housing.

cdrin/Shutterstock

Annual income needed: $US58,640

Monthly income needed: $US4,887

Median rent: $US1,466


17. Renters in Utah need to make at least $US61,040 to cover housing.

Checubus/Shutterstock

Annual income needed: $US61,040

Monthly income needed: $US5,087

Median rent: $US1,526


16. Renters in Florida need to make at least $US63,600 to cover housing.

Darryl Brooks/Shutterstock

Annual income needed: $US63,600

Monthly income needed: $US5,300

Median rent: $US1,590


15. Renters in Vermont need to make at least $US63,960 to cover housing.

Sean Pavone/Shutterstock

Annual income needed: $US63,960

Monthly income needed: $US5,330

Median rent: $US1,599


14. Renters in Oregon need to make at least $US68,280 to cover housing.

Sean Pavone/Shutterstock

Annual income needed: $US68,280

Monthly income needed: $US5,690

Median rent: $US1,707


13. Renters in Rhode Island need to make at least $US69,000 to cover housing.

Jon Bilous/Shutterstock

Annual income needed: $US69,000

Monthly income needed: $US5,750

Median rent: $US1,725


12. Renters in New Hampshire need to make at least $US69,920 to cover housing.

Sean Pavone/Shutterstock

Annual income needed: $US69,920

Monthly income needed: $US5,827

Median rent: $US1,748


11. Renters in Alaska need to make at least $US69,920 to cover housing.

Rocky Grimes/Shutterstock

Annual income needed: $US69,920

Monthly income needed: $US5,827

Median rent: $US1,748


10. Renters in Connecticut need to make at least $US72,120 to cover housing.

SneakPics/Shutterstock

Annual income needed: $US72,120

Monthly income needed: $US6,010

Median rent: $US1,803


9. Renters in Maryland need to make at least $US72,280 to cover housing.

S.Borisov/Shutterstock

Annual income needed: $US72,280

Monthly income needed: $US6,023

Median rent: $US1,807


8. Renters in Washington need to make at least $US73,500 to cover housing.

Sean Pavone/Shutterstock

Annual income needed: $US73,500

Monthly income needed: $US6,127

Median rent: $US1,838


7. Renters in Colorado need to make at least $US77,080 to cover housing.

littlenySTOCK/Shutterstock

Annual income needed: $US77,080

Monthly income needed: $US6,423

Median rent: $US1,927


6. Renters in New York need to make at least $US82,000 to cover housing.

TTStudio/Shutterstock

Annual income needed: $US82,000

Monthly income needed: $US6,833

Median rent: $US2,050


5. Renters in New Jersey need to make at least $US82,480 to cover housing.

f11photo/Shutterstock

Annual income needed: $US82,480

Monthly income needed: $US6,837

Median rent: $US2,062


4. Renters in Massachusetts need to make at least $US90,080 to cover housing.

Sean Pavone/Shutterstock

Annual income needed: $US90,080

Monthly income needed: $US7,507

Median rent: $US2,252


3. Renters in Hawaii need to make at least $US99,240 to cover housing.

Izabela23/Shutterstock

Annual income needed: $US99,240

Monthly income needed: $US8,270

Median rent: $US2,481


2. Renters in California need to make at least $US100,720 to cover housing.

Irina Klyuchnikova/Shutterstock

Annual income needed: $US100,720

Monthly income needed: $US8,393

Median rent: $US2,518


1. Renters in Washington, DC need to make at least $US108,440 to cover housing.

Brian Kinney/Shutterstock

Annual income needed: $US108,440

Monthly income needed: $US9,037

Median rent: $US2,711

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