50 places in the US where retirement is affordable, healthcare is excellent, and life is good

Flickr/Jerry FergusonPhoenix is one of several cities in Arizona that are ideal for retirement.
  • Retirement is something to think about years before you get there.
  • Choosing the best place to retire in the US means weighing affordability, quality of life, activities, and healthcare.
  • WalletHub ranked the best US cities to live in retirement.
  • Many of the top cities are in states with warm weather, such as Florida and Arizona.

Deciding where to live in retirement may be one of the last major financial decisions you’ll make, and picking the right spot is important.

WalletHub set out to put worried minds at ease. The site used available data for the 150 largest US cities to find the best and worst places to lay your hat. We already looked at the worst cities for retirement, so let’s take a look at the opposite: the best urban areas to live in your post-working life.

How people spend time when they don’t have to go to the office every day tends to be a little different. Many dream of hours full of painting and golf, but there are more practical considerations to keep in mind too.

Along with the weather and nearby museums and tennis courts, reliable, accessible healthcare and affordable housing are important benchmarks when determining where to live in retirement.

WalletHub found that the cities below offered a great quality of life, good healthcare, and plentiful activities – all at an affordable cost.

WalletHub scored each city based on affordability, activities, quality of life, and healthcare. The four categories were weighted equally, and each city was given a total score and then ranked, with the highest overall score designating the best city. WalletHub used data for only the city, not the surrounding metro area.

Florida is considered one of the best states for retirement, so it is no surprise that several Sunshine State cities – including the top three – found their way onto this list.

Other warm-weather locations are also well represented on the list; the five cities with the highest percentage of senior citizens are in Arizona, Florida, and Hawaii.

Keep reading to see the best places to retire in the US, according to WalletHub. We’ve included the total score for each city (out of a possible 100), with a higher score denoting a better place to live, as well as its ranking out of 150 cities for each of the four categories, with a lower number being better.


50. Chandler, Arizona

Tim Roberts Photography/Shutterstock

Total score (out of 100): 50.07

Rankings (out of 150 cities):

Affordability: 62

Activities: 98

Quality of life: 13

Healthcare: 51


49. Washington, DC

Drew Angerer/Getty Images

Total score (out of 100): 50.13

Rankings (out of 150 cities):

Affordability: 129

Activities: 2

Quality of life: 41

Healthcare: 99


48. Nashville, Tennessee

f11photo/Shutterstock

Total score (out of 100): 50.35

Rankings (out of 150 cities):

Affordability: 29

Activities: 28

Quality of life:122

Healthcare: 110


47. Columbus, Ohio

f11photo/Shutterstock

Total score (out of 100): 50.46

Rankings (out of 150 cities):

Affordability: 79

Activities: 58

Quality of life: 48

Healthcare: 60


46. Charlotte, North Carolina

Bryan Pollard/Shutterstock

Total score (out of 100): 50.55

Rankings (out of 150 cities):

Affordability: 59

Activities: 92

Quality of life: 55

Healthcare: 40


45. Lincoln, Nebraska

Total score (out of 100): 50.56

Rankings (out of 150 cities):

Affordability: 107

Activities: 53

Quality of life: 31

Healthcare: 18


44. Virginia Beach, Virginia

Total score (out of 100): 50.68

Rankings (out of 150 cities):

Affordability: 70

Activities: 57

Quality of life: 70

Healthcare: 41


43. Phoenix, Arizona

Shutterstock

Total score (out of 100): 50.76

Rankings (out of 150 cities):

Affordability: 83

Activities: 83

Quality of life: 18

Healthcare: 36


42. Birmingham, Alabama

Total score (out of 100): 50.81

Rankings (out of 150 cities):

Affordability: 12

Activities: 34

Quality of life: 145

Healthcare: 85


41. Henderson, Nevada

Total score (out of 100): 50.83

Rankings (out of 150 cities):

Affordability: 22

Activities: 97

Quality of life: 2

Healthcare: 131


40. Dallas, Texas

f11photo/Shutterstock

Total score (out of 100): 50.95

Rankings (out of 150 cities):

Affordability: 60

Activities: 36

Quality of life: 90

Healthcare: 75


39. Portland, Oregon

Total score (out of 100): 51.01

Rankings (out of 150 cities):

Affordability: 118

Activities: 15

Quality of life: 67

Healthcare: 63


38. San Antonio, Texas

iStock

Total score (out of 100): 51.05

Rankings (out of 150 cities):

Affordability: 5

Activities: 44

Quality of life: 77

Healthcare: 129


37. San Diego, California

Total score (out of 100): 51.49

Rankings (out of 150 cities):

Affordability: 130

Activities: 11

Quality of life: 22

Healthcare: 35


36. Pembroke Pines, Florida

Total score (out of 100): 51.54

Rankings (out of 150 cities):

Affordability: 33

Activities: 138

Quality of life: 15

Healthcare: 70


35. Tallahassee, Florida

Total score (out of 100): 51.58

Rankings (out of 150 cities):

Affordability: 15

Activities: 66

Quality of life: 74

Healthcare: 79


34. Overland Park, Kansas

Total score (out of 100): 51.72

Rankings (out of 150 cities):

Affordability: 99

Activities: 107

Quality of life: 35

Healthcare: 4


33. Tempe, Arizona

Wikipedia Commons

Total score (out of 100): 52.17

Rankings (out of 150 cities):

Affordability: 62

Activities: 89

Quality of life: 28

Healthcare: 46


32. Oklahoma City, Oklahoma

Total score (out of 100): 52.26

Rankings (out of 150 cities):

Affordability: 20

Activities: 39

Quality of life: 101

Healthcare: 81


31. Baton Rouge, Louisiana

Shutterstock

Total score (out of 100): 52.29

Rankings (out of 150 cities):

Affordability: 52

Activities: 25

Quality of life: 94

Healthcare: 83


30. St. Louis, Missouri

f11photo/Shutterstock

Total score (out of 100): 52.66

Rankings (out of 150 cities):

Affordability: 82

Activities: 16

Quality of life: 147

Healthcare: 28


29. Reno, Nevada

Shutterstock

Total score (out of 100): 52.68

Rankings (out of 150 cities):

Affordability: 37

Activities: 49

Quality of life: 20

Healthcare: 87


28. Seattle, Washington

Unsplash/Nitish Meena

Total score (out of 100): 52.79

Rankings (out of 150 cities):

Affordability: 128

Activities: 6

Quality of life: 33

Healthcare: 24


27. Richmond, Virginia

f11photo/Shutterstock

Total score (out of 100): 52.80

Rankings (out of 150 cities):

Affordability: 38

Activities: 22

Quality of life: 139

Healthcare: 33


26. Tucson, Arizona

Total score (out of 100): 52.96

Rankings (out of 150 cities):

Affordability: 72

Activities: 41

Quality of life: 32

Healthcare: 68


25. Colorado Springs, Colorado

Vicki L. Miller/Shutterstock

Total score (out of 100): 53.08

Rankings (out of 150 cities):

Affordability: 77

Activities: 63

Quality of life: 8

Healthcare: 56


24. Boise, Idaho

Charles Knowles/Flickr

Total score (out of 100): 53.39

Rankings (out of 150 cities):

Affordability: 81

Activities: 42

Quality of life: 27

Healthcare: 39


23. Los Angeles, California

Total score (out of 100): 53.41

Rankings (out of 150 cities):

Affordability: 127

Activities: 5

Quality of life: 17

Healthcare: 32


22. Sioux Falls, South Dakota

Total score (out of 100): 53.50

Rankings (out of 150 cities):

Affordability: 51

Activities: 126

Quality of life: 98

Healthcare: 1


21. San Francisco, California

Andrey Bayda/Shutterstock

Total score (out of 100): 53.71

Rankings (out of 150 cities):

Affordability: 144

Activities: 1

Quality of life: 36

Healthcare: 7


20. Cincinnati, Ohio

Total score (out of 100): 53.85

Rankings (out of 150 cities):

Affordability: 74

Activities: 9

Quality of life: 124

Healthcare: 77


19. Raleigh, North Carolina

Total score (out of 100): 53.88

Rankings (out of 150 cities):

Affordability: 61

Activities: 48

Quality of life: 61

Healthcare: 6


18. Port St. Lucie, Florida

Total score (out of 100): 53.99

Rankings (out of 150 cities):

Affordability: 26

Activities: 80

Quality of life: 83

Healthcare: 15


17. St. Petersburg, Florida

ESB Professional/Shutterstock

Total score (out of 100): 54.14

Rankings (out of 150 cities):

Affordability: 3

Activities: 32

Quality of life: 66

Healthcare: 92


16. Madison, Wisconsin

Total score (out of 100): 54.24

Rankings (out of 150 cities):

Affordability: 117

Activities: 31

Quality of life: 11

Healthcare: 3


15. Fort Lauderdale, Florida

Total score (out of 100): 54.34

Rankings (out of 150 cities):

Affordability: 44

Activities: 29

Quality of life: 65

Healthcare: 34


14. Minneapolis, Minnesota

Total score (out of 100): 54.43

Rankings (out of 150 cities):

Affordability: 124

Activities: 19

Quality of life: 42

Healthcare: 2


13. Cape Coral, Florida

Total score (out of 100): 54.47

Rankings (out of 150 cities):

Affordability: 21

Activities: 68

Quality of life: 30

Healthcare: 50


12. New Orleans, Louisiana

Total score (out of 100): 55.01

Rankings (out of 150 cities):

Affordability: 30

Activities: 13

Quality of life: 109

Healthcare: 93


11. Pittsburgh, Pennsylvania

f11photo/Shutterstock

Total score (out of 100): 55.01

Rankings (out of 150 cities):

Affordability: 76

Activities: 20

Quality of life: 43

Healthcare: 53


10. Las Vegas, Nevada

Total score (out of 100): 55.22

Rankings (out of 150 cities):

Affordability: 32

Activities: 17

Quality of life: 52

Healthcare: 109


9. Austin, Texas

Total score (out of 100): 55.33

Rankings (out of 150 cities):

Affordability: 57

Activities: 21

Quality of life: 54

Healthcare: 48


8. Denver, Colorado

Andrew Zarivny/Shutterstock

Total score (out of 100): 55.56

Rankings (out of 150 cities):

Affordability: 103

Activities: 18

Quality of life: 34

Healthcare: 21


7. Honolulu, Hawaii

Total score (out of 100): 55.84

Rankings (out of 150 cities):

Affordability: 134

Activities: 12

Quality of life: 1

Healthcare: 9


6. Salt Lake City, Utah

Total score (out of 100): 55.95

Rankings (out of 150 cities):

Affordability: 75

Activities: 26

Quality of life: 92

Healthcare: 12


5. Atlanta, Georgia

ESB Professional/Shutterstock

Total score (out of 100): 56.08

Rankings (out of 150 cities):

Affordability: 58

Activities: 8

Quality of life: 113

Healthcare: 52


4. Scottsdale, Arizona

Tim Roberts Photography/Shutterstock

Total score (out of 100): 57.86

Rankings (out of 150 cities):

Affordability: 62

Activities: 43

Quality of life: 5

Healthcare: 10


3. Miami, Florida

cate_89/Shutterstock

Total score (out of 100): 57.97

Rankings (out of 150 cities):

Affordability: 36

Activities: 4

Quality of life: 117

Healthcare: 29


2. Tampa, Florida

Total score (out of 100): 59.50

Rankings (out of 150 cities):

Affordability: 7

Activities: 10

Quality of life: 80

Healthcare: 59


1. Orlando, Florida

Shutterstock

Total score (out of 100): 59.93

Rankings (out of 150 cities):

Affordability: 8

Activities: 14

Quality of life: 112

Healthcare: 13

NOW WATCH: Money & Markets videos

Want to read a more in-depth view on the trends influencing Australian business and the global economy? BI / Research is designed to help executives and industry leaders understand the major challenges and opportunities for industry, technology, strategy and the economy in the future. Sign up for free at research.businessinsider.com.au.