Ask any good financial adviser for their best tip for saving and it will inevitably be something along the lines of “make your money work harder for you, don’t work harder for your money.”
Your credit card should be no exception – if you’re on a good rewards program.
One such program is MYER one’s rewards, and using the Myer Credit Card gives you an additional benefit – you earn MYER one rewards whenever you use it.
You can also now combine your credit card and MYER one card into a single card. This means you will only ever need the one card at the point of sale (which is handy for your fashionably slim wallet), and that you’re never using a credit card without gaining something from it in return.
The Myer Credit Card accumulates MYER one Credits no matter where you spend your money. Specifically, one Credit per dollar spent anywhere, uncapped, and up to three Credits for every dollar spent at a MYER – including online.
The credits can then be redeemed for Rewards to spend at Myer. Every 2000 credits you earn convert into a $20 MYER one Reward to be spent in store or online – the Credits convert into Rewards at the end of each program quarter. Rewards can be used towards purchases in store or online through Myer, and can even be used on sale items.
If you sign up and get approved before December 31 2019, this card has no annual fee for the first 12 months. And if you are approved before the December deadline, you can get a 0% balance transfer for 14 months, as well as getting six months interest free on purchases at Myer over $250.
Additionally, tech lovers will be pleased to know that it’s ready to go mobile with Google Pay and Apple Pay. So aside from keeping your pockets neat, the Myer Credit Card has a range of benefits.
There’s also a myriad of other functions you can access once you’re signed up, including a budget tracker that you can set up on your mobile to categorise your spending and send you real time push notifications when you spend. You can also log into the app online to check how many MYER one Credits you’ve earned that quarter.
Need help spending your reward credits?
Here are the three things we’ll be buying from Myer to get us through the colder months in style:
Fur bomber coat
View the full range here.
A floral print dress
View the full range here.
A zebra print pleat skirt
View the full range here.
Macquarie Bank Limited Australian Credit Licence 237502 is the issuer of the Myer Credit Card. Google Pay is a trademark of Google Inc. Apple Pay is a trademark of Apple Inc, registered in the U.S. and other countries.
To earn the maximum number of Credits at Myer and MYER one Partners, you must provide your MYER one card number and pay with your Myer Credit Card. For Myer online purchases, enter the MYER one number on the back of your credit card at the online checkout and pay with your Myer Credit Card. If you do not present your MYER one card number at Myer you will not earn any Credits on that transaction. If you do not present your MYER one card number at a MYER one Partner, you will earn 1 Credit per $1 spent on all eligible purchases when you pay with your Myer Credit Card. Credits are earned in accordance with and subject to the Myer Credit Card Rewards Program Terms and Conditions. Eligible purchases do not include cash advances, balance transfers, certain transactions at Myer or other restricted transactions detailed in the Myer Credit Card Rewards Program Terms and Conditions. You must be a member of the MYER one program to earn and redeem Credits. Membership and the earning and redemption of Credits are subject to the MYER one program terms, available at myerone.com.au/TermsAndConditions.
You will earn up to 2 Credits per $1 spent on eligible purchases by providing your MYER one number at a MYER one Partner, and 1 additional Credit per $1 spent on eligible purchases by paying with your Myer Credit Card. See myeroneaffiliates.com.au for the current list of MYER one Partners and the rate at which Credits are earned at each partner through the MYER one program.
Offer is limited to new applicants only. After the first year, the primary cardholder annual fee will be $69 and the additional cardholder fee will be $9. Annual fees are subject to change. To be eligible for this offer, you must apply and be approved for a Myer Credit Card before 11:59pm AEST 31 December 2019.
After the introductory period, the standard variable interest rate for purchases applies, which is currently 20.69% p.a. Interest rates are subject to change. Balance transfers will be processed following activation of your physical card. Minimum repayments are required. Read the Balance Transfer T&Cs and Conditions of Use, available at http://www.myer.com.au/creditcard/documents, for more information.
Interest Free Periods
Both in-store and online transactions at Myer of $250 or more will receive the interest free offer. After the interest free period on the purchase, the standard variable interest rate for purchases will apply, which is currently 20.69% p.a. for the Myer Credit Card.