How to verify your PayPal account to get rid of withdrawal limits on your account

ShutterstockIt’s easy to verify your PayPal account in a few different ways.


Until you verify your PayPal account, you may not be able to fully use the service.

Having an unverified account puts limitations on some of PayPal’s most essential functions, including how much you can withdraw ($US500 per month for unverified users) or transfer to your account.

There are two ways to verify your account – one is to apply and get approved for PayPal Credit.

But if you’re not in the market for another line of credit, another way to verify your PayPal is to simply link your bank account, credit card, or debit card.

Here’s how to go about verifying your PayPal account by linking a bank account to eliminate your withdrawal limit.

How to verify your PayPal account

1. Sign in to PayPal, or sign up if you haven’t already, with an email and password.

2. Click “Summary.”

3. If you haven’t confirmed your email or phone number already (for security reasons), click to do so.

PayPalVerify1Emma Witman/Business InsiderYou’re not quite verified by PayPal even after you’ve confirmed your phone and email, but you’ll be two steps closer.

4. After you’ve passed those security measures, on the same “Summary” page you’ll now see an option to “Link your bank.” Click it.

PayPalVerify2Emma Witman/Business InsiderClick to link your bank.

5. Select your bank from the icons.

PayPalVerify3Emma Witman/Business InsiderIf you use a small, regional bank, you may need to enter it by tapping ‘I have a different bank.’

6. Enter your bank account’s online login information. The linking process will then initiate.

PayPalVerify4Emma Witman/Business InsiderBe patient. This step can take several seconds, but the screen isn’t frozen.

7. You’ll be prompted to confirm your identity with another security check, this time from your bank rather than PayPal. Enter the code your bank sends via text.

And that’s it. With your bank account successfully linked, you’re officially PayPal verified. Spend wisely – there’s no longer a limit on what you can withdraw from the aforementioned linked account now.

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