How to add a prepaid gift card to your PayPal account to use as a payment method

ShutterstockYou can add a prepaid gift card to your PayPal account to use for payments and purchases.


One of the obvious perks of the holiday season is gift cards galore.

Prepaid gift cards sold by credit card companies are a particularly great gift, because you can put the balance toward just about anything – including your PayPal account.

And adding a gift card balance to your PayPal account might be a good idea if you often use PayPal.

It’s also a great way to eliminate the possibility of forfeiting your funds before you’ve even had a chance to splurge – a lot of us are prone to losing physical copies of things.

Here’s how to add a prepaid gift card from Visa, American Express, MasterCard, or Discover to your PayPal account.

How to add a gift card to PayPal

1. Go into your PayPal Wallet on a desktop computer.

How to add gift card to PayPalEmma Witman/Business InsiderYou’ll need a PayPal Cash or PayPal Cash Plus account to transfer money from a bank to your PayPal account, but anyone can add a prepaid credit card gift as a payment method, whether or not you’ve elected for one of the Cash services.

2. Click “Link a debit or credit card.”

3. Tap “Link a card manually” if given the option to link manually or through a bank.

4. Enter the gift card information.

5. Tap “Link Card.”

How to add gift card to PayPalEmma Witman/Business InsiderOnce linked, you can select the prepaid card a default payment option if you’d like.

Sometimes, you might run into an error trying to add a gift card to your PayPal account as a payment method because gift cards lack personal identifiers, unlike traditionally-issued credit cards.

If you run into this kind of trouble, register your gift card – there should be instructions on the card that will direct you to a website for registration.

Additionally, there are also ways to exchange non-credit card gift cards for money in your PayPal account, but the cost of the transaction is significant – usually a minimum of 10% of the value of the gift card.

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