Here's how much money you have to earn to be considered rich in 42 major US cities

Alberto E. Rodriguez/Getty Images for Veuve ClicquotOnly 19% of American adults are considered ‘upper class.’
  • The definition of “rich” might vary from person to person, but the Pew Research Centre has set more more explicit boundaries.
  • According to a Pew Research Centre report, only 19% of American adults are considered “upper class,” and that group had a median income of $US187,872 in 2016.
  • “Upper class” is defined as households who make over double the median.
  • Here is the amount of money you need to earn in 42 different major US cities in order to be considered “upper class,” or rich.
  • Visit Business Insider’s homepage for more stories.

A 2018 Pew Research Centre report found that only 19% of American households were considered upper class. That group of upper class households had a median income of $US187,872.

In order to be considered “upper class,” according to CNBC, a household must earn over double the median household income. The median household income nationwide in 2018 was $US63,179, according to the US Census Bureau’s September 2019 report.

However, the threshold for being considered “upper class” varies from city to city, depending on the local median income.

Keep scrolling to find out what it takes to be considered upper class, or rich, in the 42 largest metro areas in the US, plus what income is needed to be in the top 1% in those states.

Note: Population size and median area income have been sourced from Data USA. Top 1% minimum income estimates have been previously determined by Business Insider using
Economic Policy Institute Data.


To be considered rich in the Memphis, Tennessee, metro area, you need to make over $US101,968.

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How much money it takes to be in the top 1% in Tennessee: $US332,913

Median income in Memphis area: $US50,984

Metro-area population: 1.35 million


To be considered rich in the Tampa, Florida, metro area, you need to make over $US104,424.

How much money it takes to be in the top 1% in Florida: $US417,587

Median income in Tampa: $US52,212

Metro-area population: 3.09 million


To be considered rich in the Miami, Florida, metro area, you need to make over $US108,568.

travelview/Shutterstock

How much money it takes to be in the top 1% in Florida: $US417,587

Median income in Miami area: $US54,284

Metro-area population: 6.16 million


To be considered rich in the Cleveland, Ohio, metro area, you need to make over $US104,978.

How much money it takes to be in the top 1% in Ohio: $US334,979

Median income in Cleveland area: $US52,489

Metro-area population: 2.06 million


To be considered rich in the Orlando, Florida, metro area, you need to make over $US110,178.

Javier Cruz Acosta/Shutterstock

How much money it takes to be in the top 1% in Florida: $US417,587

Median income in Orlando area: $US55,089

Metro-area population: 2.51 million


To be considered rich in the Las Vegas, Nevada, metro area, you need to make over $US114,378.

How much money it takes to be in the top 1% in Nevada: $US341,335

Median income in Las Vegas: $US57,189

Metro-area population: 2.2 million


To be considered rich in the Oklahoma City, Oklahoma, metro area, you need to make over $US112,520.

Henryk Sadura/Shutterstock

How much money it takes to be in the top 1% in Oklahoma: $US333,139

Median income in Oklahoma City: $US56,260

Metro-area population: 1.38 million


To be considered rich in the Pittsburgh, Pennsylvania, metro area, you need to make over $US117,042.

How much money it takes to be in the top 1% in Pennsylvania: $US388,593

Median income in Pittsburgh: $US58,521

Metro-area population: 2.33 million


To be considered rich in the San Antonio, Texas, metro area, you need to make over $US113,548.

Sean Pavone/Shutterstock

How much money it takes to be in the top 1% in Texas: $US440,758

Median income in San Antonio: $US56,774

Metro-area population: 2.47 million


To be considered rich in the Detroit, Michigan, metro area, you need to make over $US116,822.

How much money it takes to be in the top 1% in Michigan: $US328,649

Median income in Detroit: $US58,411

Metro-area population: 4.31 million


To be considered rich in the Indianapolis, Indiana, metro area, you need to make over $US119,132.

KYPhua/Shutterstock

How much money it takes to be in the top 1% in Indiana: $US316,756

Median income in Indianapolis: $US59,566

Metro-area population: 2.03 million


To be considered rich in the Jacksonville, Florida, metro area, you need to make over $US117,418.

How much money it takes to be in the top 1% in Florida: $US417,587

Median income in Jacksonville: $US58,709

Metro-area population: 1.5 million


To be considered rich in the Milwaukee, Wisconsin, metro area, you need to make over $US118,896.

How much money it takes to be in the top 1% in Wisconsin: $US349,905

Median income in Milwaukee: $US59,448

Metro-area population: 1.58 million


To be considered rich in the Phoenix, Arizona, metro area, you need to make over $US123,012.

Dreamframer/Shutterstock

How much money it takes to be in the top 1% in Arizona: $US331,074

Median income in Phoenix: $US61,506

Metro-area population: 4.74 million


To be considered rich in the Riverside, California, metro area, you need to make over $US123,988.

How much money it takes to be in the top 1% in California: $US514,694

Median income in Riverside: $US61,994

Metro-area population: 4.58 million


To be considered rich in the St. Louis, Missouri, metro area, you need to make over $US123,142.

Joe Raedle/Getty Images

How much money it takes to be in the top 1% in Missouri: $US326,839

Median income in St. Louis: $US61,571

Metro-area population: 2.81 million


To be considered rich in the Charlotte, North Carolina, metro area, you need to make over $US122,312.

How much money it takes to be in the top 1% in North Carolina: $US343,066

Median income in Charlotte: $US61,156

Metro-area population: 2.53 million


To be considered rich in the Nashville, Tennessee, metro area, you need to make over $US127,878.

Mark Humphrey / APNashville, Tennessee.

How much money it takes to be in the top 1% in Tennessee: $US332,913

Median income in Nashville:$US63,939

Metro-area population: 1.9 million


To be considered rich in the Cincinnati, Ohio, metro area, you need to make over $US213,306.

aceshot1/Shutterstock

How much money it takes to be in the top 1% in Ohio: $US334,979

Median income in Cincinnati: $US61,653

Metro-area population: 2.18 million


To be considered rich in the Columbus, Ohio, metro area, you need to make over $US127,528.

Raymond Boyd/GettyPartial view of Columbus Skyline on May 18, 2014 in Columbus, Ohio.

How much money it takes to be in the top 1% in Ohio: $US334,979

Median income in Columbus: $US63,764

Metro-area population: 2.08 million


To be considered rich in the Kansas City, Missouri, metro area, you need to make over $US126,808.

A G Baxter/Shutterstock

How much money it takes to be in the top 1% in Missouri: $US326,839

Median income in Kansas City: $US63,404

Metro-area population: 2.13 million


To be considered rich in the Houston, Texas, metro area, you need to make over $US127,604.

Scott Halleran/Getty Images

How much money it takes to be in the top 1% in Texas: $US440,758

Median income in Houston: $US63,802

Metro-area population: 6.89 million


To be considered rich in the Virginia Beach, Virginia, metro area, you need to make over $US128,510.

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How much money it takes to be in the top 1% in Virginia: $US425,144

Median income in Virginia Beach: $US64,255

Metro-area population: 1.72 million


To be considered rich in the Providence, Rhode Island, metro area, you need to make over $US130,452.

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How much money it takes to be in the top 1% in Rhode Island: $US346,657

Median income in Providence: $US65,226

Metro-area population: 1.62 million


To be considered rich in the Atlanta, Georgia, metro area, you need to make over $US130,762.

How much money it takes to be in the top 1% in Georgia: $US371,811

Median income in Atlanta: $US65,381

Metro-area population: 5.88 million


To be considered rich in the Dallas, Texas, metro area, you need to make over $US134,746.

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How much money it takes to be in the top 1% in Texas: $US440,758

Median income in Dallas: $US67,382

Metro-area population: 7.4 million


To be considered rich in the Sacramento, California, metro area, you need to make over $US135,804.

How much money it takes to be in the top 1% in California: $US514,694

Median income in Sacramento: $US67,902

Metro-area population: 2.32 million


To be considered rich in the Los Angeles, California, metro area, you need to make over $US139,984.

blvdone/Shutterstock

How much money it takes to be in the top 1% in California: $US514,694

Median income in Los Angeles: $US69,992

Metro-area population: 13.4 million


To be considered rich in the Philadelphia, Pennsylvania, metro area, you need to make over $US137,144.

f11photo/Shutterstock

How much money it takes to be in the top 1% in Pennsylvania: $US388,593

Median income in Philadelphia: $US68,572

Metro-area population: 6.1 million


To be considered rich in the Chicago, Illinois, metro area, you need to make over $US136,806.

Associated Press/Nam Y. Huh

How much money it takes to be in the top 1% in Illinois: $US456,377

Median income in Chicago: $US68,403

Metro-area population: 9.53 million


To be considered rich in the Portland, Oregon, metro area, you need to make over $US143,862.

Getty Images

How much money it takes to be in the top 1% in Oregon: $US358,937

Median income in Portland: $US71,931

Metro-area population: 2.4 million


To be considered rich in the San Diego, California, metro area, you need to make over $US152,414.

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How much money it takes to be in the top 1% in California: $US514,694

Median income in San Diego: $US76,207

Metro-area population: 3.34 million


To be considered rich in the Austin, Texas, metro area, you need to make over $US174,600.

How much money it takes to be in the top 1% in Texas: $US440,758

Median income in Austin:$US73,800

Metro-area population: 2.12 million


To be considered rich in the New York City metro area, you need to make over $US150,736.

Drew Angerer/Getty Images

How much money it takes to be in the top 1% in New York: $US550,174

Median income in New York City: $US75,368

Metro-area population: 20.3 million


To be considered rich in the Denver, Colorado, metro area you need to make over $US153,286.

How much money it takes to be in the top 1% in Colorado: $US458,576

Median income in Denver: $US76,643

Metro-area population: 2.89 million


To be considered rich in the Minneapolis, Minnesota, metro area, you need to make over $US153,712.

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How much money it takes to be in the top 1% in Minnesota: $US443,118

Median income in Minneapolis: $US76,856

Metro-area population: 3.6 million


To be considered rich in the Baltimore, Maryland, metro area you need to make over $US154,788.

Patrick Semansky / AP

How much money it takes to be in the top 1% in Maryland: $US445,783

Median income in Baltimore: $US77,394

Metro-area population: 2.81 million


To be considered rich in the Seattle, Washington, metro area you need to make over $US164,266.

How much money it takes to be in the top 1% in Washington: $US451,395

Median income in Seattle: $US82,133

Metro-area population: 3.87 million


To be considered rich in the Boston, Massachusetts, metro area, you need to make over $US171,382.

Associated Press/Elise Amendola

How much money it takes to be in the top 1% in Massachusetts: $US582,774

Median income in Boston: $US85,691

Metro-area population: 4.84 million


To be considered rich in the Washington, DC, metro area, you need to make over $US199,338.

Orhan Cam/Shutterstock

How much money it takes to be in the top 1% in Washington, DC: $US598,155

Median income in DC: $US99,669

Metro-area population: 6.22 million


To be considered rich in the San Francisco, California, metro area, you need to make over $US203,428.

Associated Press/Marcio Jose Sanchez

How much money it takes to be in the top 1% in California: $US514,694

Median income in San Francisco: $US101,714

Metro-area population: 4.73 million


To be considered rich in the San Jose, California, metro area, you need to make over $US234,948.

Getty Images

How much money it takes to be in the top 1% in California: $US514,694

Median income in San Jose:$US117,474

Metro-area population: 2 million

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