Here's Your Financial Horoscope For 2013

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We place a lot of value on creating a budget, establishing an emergency fund and foreseeing financial challenges as best we can.But what if there are circumstances beyond our control that can influence our finances? And by “circumstances,” we mean astrological forces.

Hey, it could happen.

Astrology writer and counselor Judi Vitale, C.A. (NCGR), shares with us her best insights on what 2013 means for your money — no matter what your zodiac sign. So settle in, open your mind and prepare to get the download on your money horoscope for the coming year.

Capricorns will be on the move

December 22 - January 19

You rarely worry about money, because you usually can acquire it without any visible effort. You have an exceptionally strong talent for getting to the top of your field, no matter what you do.

Even if you're not a huge earner, you still manage to keep yourself afloat, and usually in a rather nice vessel, too! Your skill at seeing the big picture almost guarantees you'll be safe through retirement.

In 2013, however, be prepared to move out of your comfort zone and into territory that will allow you to reach a zip code that once only belonged in your wildest dreams.

You're probably getting quite comfortable with the powerful force of Pluto in your sign, and now you can use it to get what you want.

The only danger? Becoming so domineering that you put others off.

Use the charm and grace of Venus to help you channel your powers of persuasion in ways that will be better appreciated, and you'll be more effective. Your best times for this: January, May and July.

Acquarius will have to master a healthy balance

January 20 - February 18

You have a concern for the collective that allows you to see beyond the selfish motivations people might have for earning money, but you also have enough sense to know that you must cover your basic needs.

You will work very hard -- often driving yourself into a state of exhaustion -- in order to make sure that you have everything you require to survive, and even more so if it means that you can finance various visionary projects that could benefit the community or your circle of friends.

This year, outside events will bring your attention to the importance of balancing the process of striving for success with a healthy, happy home and family life.

Avoid allowing yourself to become detached from emotional bonds because loved ones will pursue you relentlessly until you come to realise how much you rely on them to bring you comfort and security.

The eclipses that take place on May 24th and November 3rd will provide the impetus you need to cover all the bases, so accept some help, love and affection from those who care about you.

Pisces have all makings of a financial success story

Aries will have to watch out for impulse decisions

March 21 - April 19

Some might believe your impetuosity will lead to big financial mistakes, and that might occasionally be true. You believe you have to try everything at least once, and most times, you do.

An immediate gratification policy is no good, though, when you can't pay for it on the spot without draining your savings or hurting your credit.

Throughout 2013, you're even more prone to react with those impulsive parts of your personality, thanks to the fearless planet Uranus in your sign.

In particular, watch out during March, when a whole parade of planets (including the sun, Venus and Mars) marches through your sign and brings out your wild side.

Slow down and be more circumspect from July through mid-December, while you think through the consequences of a big move that could make or break your monetary well-being.

By the end of the year, you can decide whether it's right for you.

Taurus will win with patience and savings

April 20 - May 20

When people want to make safe and prudent financial policies, they come to you for advice.

Your emphasis on preservation and certainty over risk pays off much in the same way that the proverbial tortoise beat the tail off that famous fable hare.

The first half of the year will be a continuation of the fabulous feeling -- sort of like discovering you have a doting, rich uncle -- that's been around since the prosperous planet Jupiter entered your house of earning and spending last June.

Even with a handsome cash flow, don't let that feeling of abundance to tempt you into spending more than you should.

More than ever, you must fatten your savings to protect you from the potential pain of leaner times. In 2013, things will slow down during February, July and December while the ruler of your financial life, Mercury, moves backward through the sky.

But as long as you refrain from excessive indulgences, you can keep your balance sheet in the black.

Gemini should get ready to weather the storm

Cancers will be glad they have a pension for collectibles

Leos should be weary of focusing on material things

Virgos should trust their gut when it comes to tough money decisions

Libras will work twice as hard this year

Scorpios are on their way savvy investing choices

October 23 - November 21

You're smarter than most of us, and you don't mind showing it through your financial talents.

You usually can manage to hold your own when it comes to keeping the books straight and cash flowing in the right direction, which comes from your total comfort around money and the things it can do for you.

The planet Jupiter brings confidence and accomplishment to the way you procure your material well-being.

You also have an incisive sixth sense, particularly about people and how good they are for you. For the most part, you'll make a lot of money by joining forces with others in 2013 because Jupiter will stay in your house of shared assets until June. After that, it will enter your house of international relations.

You can consider investments in the import-export business or meet a worldly sort who can help you make even more money.

Look for this person in late April and early May, when your house of partnership hosts the planets Venus and Mars -- and the power of attraction is particularly strong.

Sagittarius should start planning ahead for big adventures

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