'Does Venmo accept prepaid cards?': How to add a prepaid card to Venmo and use it to send money

ShutterstockYou can use prepaid cards with Venmo, as long as it’s from an accepted brand.


Venmo, one of the most popular iOS and Android money transfer apps out there, makes it easy to pay friends and request money with the tap of a finger, all from your phone.

Of course, for this to work, the app has to be linked to a bank account, credit, or debit card.

Venmo can hook up to multiple cards, and this does include some prepaid cards – Venmo accepts prepaid or gift cards from American Express, Discover, MasterCard, and Visa. So, if you have a gift card from any of those brands, you can add them to your account.

Venmo’s website does warn that there are some stipulations on this: “Cards may be declined by the card issuer or Venmo for funds availability or fraud prevention reasons. Also, some payment cards may require a zip code to be linked to your account.” So, if adding a prepaid card doesn’t work, those are probably the reasons why.

However, in most situations, adding a gift card from any of the brands listed above should be no problem. Here’s how to do it.

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How to link a prepaid card to Venmo

1. Open the Venmo app.

2. Tap the menu button – the three horizontal lines – in the top-left corner of the screen.

3. Tap “Settings,” the second option from the bottom.

4. Under “Preferences” in the Settings menu, tap “Payment Methods,” the second item down.

Photo 3Melanie Weir/Business InsiderSelect ‘Payment Methods.’

5. At the bottom of the Payment Methods menu, tap “Add bank or card…”

Photo 4Melanie Weir/Business InsiderBelow your current payment methods, select ‘Add bank or card…’

6. In the menu that pops up, tap “Card,” the second option.

7. Type your prepaid card’s information into the corresponding fields, or tap the camera button next to the blank “Card Number” field to simply take a picture of the card and have the app auto-populate the information.

Under zip code, simply enter your own – as the card isn’t officially registered to any address, it shouldn’t be an issue.

Melanie Weir/Business InsiderEnter your prepaid card’s information.

8. Tap “Add” to add the card to your account.

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