Do Rude People Have Higher Credit Scores?

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Yes. People who rate low on agreeableness have higher credit scores.From Science Daily:

“With regards to personality and credit — it makes sense that conscientiousness is related to good credit, but what was really interesting was that agreeableness was negatively related to your credit score,” said Jeremy Bernerth, assistant professor in LSU’s E. J. Ourso College of Business Rucks Department of Management. “That suggests easy-going individuals actually have worse credit scores than disagreeable and rude individuals. This suggests that agreeable individuals might get themselves in trouble by co-signing loans for friends or family or taking out additional credit cards at the suggestion of store clerks.”

Also interesting, there is no connection between credit scores and propensity to commit crime:

However, contrary to what many employers consider common knowledge and practice, the researchers found no correlation between poor credit scores and bad behaviour on the job.

“It was telling that poor credit scores were not correlated to theft and other deviant types of work behaviours,” said Bernerth. “Most companies attempt to justify the use of credit scores because they think such employees will end up stealing, but our research suggests that might not be the case.”

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