The Battle For The Credit Card Payments Market -- Mobile Is Only Part Of The Story

Credit cards have become such a familiar tool, we hardly think about how they work. But that is changing fast, as new entrants in the digital payments space reimagine the software and hardware that powers payments, and the services they can offer merchants and consumers.

As we brace for the changes, it’s useful to examine how the entire chain of interactions in each credit card transaction works and identify which players in this scheme are likely to see the biggest disruption from new payments startups.

In a new report from BI Intelligence, we outline the six essential links in the credit credit payment chain, explain what each of these players do, and how much value they add, and
explain why two parts of this chain — the hardware providers and merchant service providers (MSPs) — are particularly vulnerable to disruption.

Access The Full Report And Data By Signing Up For A Free Trial Today >>

Here are some of our key findings:

In full, the report:

NOW WATCH: Tech Insider videos

Want to read a more in-depth view on the trends influencing Australian business and the global economy? BI / Research is designed to help executives and industry leaders understand the major challenges and opportunities for industry, technology, strategy and the economy in the future. Sign up for free at

Tagged In