How much you need to earn to live in the most expensive zip code in every state

divanov/ShutterstockThe median listing price in 23 of the zip codes is over $US1 million.

  • Beverly Hills, 90210, may be America’s most famous zip code, but it isn’t the only area with expensive and luxurious real estate.
  • GoBankingRates recently found the most expensive zip code in every state – and just how much money you need to make to live comfortably there.
  • It’s costly to be near the waterfront – the top 10 most expensive zip codes are all coastal.

90210 may arguably be America’s most famous zip code; associated with fancy cars and even fancier homes, those five numbers are known to symbolise wealth and prestige – but it’s not the only zip code to do so.

GoBankingRates recently found how much money you need to make to live in the most expensive zip code in every state, and 90210 has some competition.

To rank the list, they determined the most expensive zip code according to median home values for April 2018, sourced from Zillow. They then compared the monthly cost-of-living for one person based on housing, groceries, utilities, transportation costs, and healthcare expenditures. Housing costs were sourced from Zillow, while the other four costs were pulled from the Bureau of Labour Statistics.

The monthly costs were combined and multiplied by 12 to get the annual cost of necessities in each zip code. Following the 50-30-20 budgeting guideline, the cost of necessities was doubled to find the amount of income one needs to live comfortably in each zip code, which determined the list rankings. Thus, necessities made up 50% of the yearly income, splurges made up 30%, and savings comprised 20%.

The top 10 most expensive zip codes all happen to be coastal areas.

Below, see the annual income you need to live in the most expensive zip code in every state, ranked from lowest to highest.


51. 26508: Brookhaven, West Virginia

Sean Pavone/Shutterstock

Total income needed: $US79,786

Median listing price: $US319,000


50. 57702: Rapid City, South Dakota

Sopotnicki/Shutterstock

Total income needed: $US83,064

Median listing price: $US349,900


49. 39110: Madison, Mississippi

Peek Creative Collective/Shutterstock

Total income needed: $US84,322

Median listing price: $US367,000


48. 58503: Bismarck, North Dakota

Bob Pool/Shutterstock

Total income needed: $US84,332

Median listing price: $US329,900


47. 82009: Cheyenne, Wyoming

Bill45/Shutterstock

Total income needed: $US84,958

Median listing price: $US366,800


46. 72223: Little Rock, Arkansas

Sean Pavone/Shutterstock

Total income needed: $US86,548

Median listing price: $US379,250


45. 52411: Cedar Rapids, Iowa

Jonathannsegal/Shutterstock

Total income needed: $US90,388

Median listing price: $US409,999


44. 68526: Lincoln, Nebraska

Charles G. Haacker/Shutterstock

Total income needed: $US94,350

Median listing price: $US443,700


43. 46032: Carmel, Indiana

Total income needed: $US96,858

Median listing price: $US459,900


42. 40059: Prospect, Kentucky

Grey Photo Online/Shutterstock

Total income needed: $US97,942

Median listing price: $US487,450


41. 70130: New Orleans, Louisiana

GTS Productions/Shutterstock

Total income needed: $US100,968

Median listing price: $US499,000


40. 53029: Merton, Wisconsin

MarynaG/Shutterstock

Total income needed: $US106,064

Median listing price: $US524,450


39. 35223: Mountain Brook, Alabama

Total income needed: $US107,594

Median listing price: $US588,325


38. 66224: Leawood, Kansas

Jeff Zehnder/Shutterstock

Total income needed: $US111,394

Median listing price: $US585,000


37. 83313: Bellevue, Idaho

The Adaptive/Shutterstock

Total income needed: $US114,694

Median listing price: $US595,000


36. 99516: Anchorage, Alaska

Rocky Grimes/Shutterstock

Total income needed: $US115,262

Median listing price: $US519,900


35. 5251: Dorset, Vermont

Sean Pavone/Shutterstock

Total income needed: $US115,748

Median listing price: $US612,000


34. 4105: Falmouth, Maine

Lamar Sellers/Shutterstock

Total income needed: $US116,456

Median listing price: $US603,250


33. 19930: Bethany Beach, Delaware

Al Jurina/Shutterstock

Total income needed: $US116,796

Median listing price: $US619,000


32. 59715: Bozeman, Montana

Hannah Lorsch/Shutterstock

Total income needed: $US118,222

Median listing price: $US650,000


31. 45243: Madeira, Ohio

aceshot1/Shutterstock

Total income needed: $US120,580

Median listing price: $US666,250


30. 73007: Edmond, Oklahoma

By DiegoMariottini/Shutterstock

Total income needed: $US120,948

Median listing price: $US685,000


29. 48009: Birmingham, Michigan

Aerial Up North/Shutterstock

Total income needed: $US124,296

Median listing price: $US699,900


28. 37014: Arrington, Tennessee

Jason Davis/Getty

Total income needed: $US128,306

Median listing price: $US769,900


27. 28480: Wrightsville Beach, North Carolina

Charles Chadwick Talton/Shutterstock

Total income needed: $US134,430

Median listing price: $US775,000


26. 87506: Santa Fe, New Mexico

Jimack/Shutterstock

Total income needed: $US147,722

Median listing price: $US929,000


25. 3870: Rye, New Hampshire

travelview/Shutterstock

Total income needed: $US152,694

Median listing price: $US877,450


24. 55391: Wayzata, Minnesota

Deyan G. Georgiev/Shutterstock

Total income needed: $US158,530

Median listing price: $US998,000


23. 97034: Lake Oswego, Oregon

Rigucci/Shutterstock

Total income needed: $US164,944

Median listing price: $US1,014,500


22. 63124: Ladue, Missouri

Google Maps

Total income needed: $US168,772

Median listing price: $US1,099,000


21. 2807: New Shoreham, Rhode Island

Jon Bilous/Shutterstock

Total income needed: $US174,444

Median listing price: $US1,097,500


20. 20015: Washington DC

Jon Bilous/Shutterstock

Total income needed: $US178,000

Median listing price: $US1,150,000


19. 19035: Lower Merion, Pennsylvania

Google Maps

Total income needed: $US178,682

Median listing price: $US1,150,000


18. 89451: Incline Village, Nevada

CAVORT/Shutterstock

Total income needed: $US185,110

Median listing price: $US1,250,000


17. 20815: Chevy Chase, Maryland

Nicole S Glass/Shutterstock

Total income needed: $US199,642

Median listing price: $US1,350,000


16. 75205: University Park, Texas

Google Maps

Total income needed: $US216,244

Median listing price: $US1,499,000


15. 60043: Kenilworth, Illinois

Google Maps

Total income needed: $US218,652

Median listing price: $US1,495,000


14. 22101 McLean, Virginia

Total income needed: $US225,160

Median listing price: $US1,567,884


13. 98040: Mercer Island, Washington

Russ Heinl/Shutterstock

Total income needed: $US253,880

Median listing price: $US1,825,000


12. 84060: Park City, Utah

Carolyn Dietrich/Shutterstock

Total income needed: $US261,382

Median listing price: $US1,950,000


11. 85253: Paradise Valley, Arizona

Tim Roberts Photography/Shutterstock

Total income needed: $US270,636

Median listing price: $US2,000,000


10. 96821: Honolulu, Hawaii

Kelly Headrick/Shutterstock

Total income needed: $US288,004

Median listing price: $US1,996,500


9. 29482: Sullivan’s Island, South Carolina

Action Sports Photography/Shutterstock

Total income needed: $US296,354

Median listing price: $US2,208,611


8. 2554: Nantucket, Massachusetts

John Santoro/Shutterstock

Total income needed: $US331,558

Median listing price: $US2,537,500


7. 6831: Greenwich, Connecticut

James Kirkikis/Shutterstock

Total income needed: $US343,126

Median listing price: $US2,575,000


6. 31561: Sea Island, Georgia

Google Maps

Total income needed: $US354,366

Median listing price: $US2,749,500


5. 81654: Aspen, Colorado

Joseph Sohm/Shutterstock

Total income needed: $US380,590

Median listing price: $US2,972,500


4. 33109: Fisher Island, Florida

Mia2You/Shutterstock

Total income needed: $US452,630

Median listing price: $US3,600,000


3. 7620: Alpine, New Jersey

Neilson Barnard/Getty Images

Total income needed: $US499,244

Median listing price: $US3,998,000


2. 90210: Beverly Hills, California

trekandshoot/Shutterstock

Total income needed: $US692,388

Median listing price: $US5,772,500


1. 11962: Sagaponack, New York

Matthew Eisman/Getty Images

Total income needed: $US853,738

Median listing price: $US7,122,500

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