22 million records exposed for 1.8 million people.

Downsizing debt.

Don't close out your cards. 

Both parties are liable.

On the mend.

Think ahead.

Pick up that phone immediately.

Not just for the ultra-rich.

[credit provider=”José Goulão via flickr” url=”http://www.flickr.com/photos/goulao/2020187066/”] You’ve made up your mind: It’s time to tackle your debt. You have researched ways to get out of debt, perhaps weighing the pros and cons of snowballs over avalanches to pay off your debt faster.Maybe you’ve thought about calling a credit counseling or […]

[credit provider=”Internet Movie Database” url=”http://www.imdb.com/media/rm1211479040/tt1074638″] It is “perhaps one of the most powerful and private databases of American’s personal information ever created, containing 190 million employment and salary records, covering more than one-third of US adults.”That comes from the opening paragraph of a recent story by Bob Sullivan, author of […]

[credit provider=”artnoose” url=”http://www.flickr.com/photos/artnoose/2263480871/”] Credit Scores: Have you ever wondered how they come up with a three-digit number that can predict whether you’re a good or bad credit risk?Back in the 1980s, a group of credit grantors, Fair Isaac Corporation (FICO) and one of the three national credit bureaus got together […]

[credit provider=”Shutterstock”] Is it OK to lie in order to protect your personal information online?Apparently plenty of people think so. In one survey, 22% of “savvy” 8 to 17 year olds claim, “I don’t give out my details online, I make up fake ones” according to Intersperience.

[credit provider=”Giampaolo Macorig / Flickr” url=”http://www.flickr.com/photos/[email protected]/113872396/”] Credit.com reader Tanya wrote us recently with this question:My score is 606. At this moment, I only have a Macy’s card with a limit of $100. Divorced 5 years ago, when my ex filed bankruptcy and included the house we had together.

[credit provider=”Flickr/Ashwin Nellore Photography” url=”http://www.flickr.com/photos/ashwinnellore/8044298521/”] As you shop for a house and consider taking out a mortgage, determining your house payment can no doubt be a time-consuming process — running calculations, getting updated payment scenarios from your mortgage company, and determining whether or not you can qualify.What you might not […]

[credit provider=”Lucca Schmidt Via Statigram” url=”http://statigr.am/p/349222492645540869_227138504″] So you have student loans and can’t wait to get them paid off? Join the club! There are millions of people across the U.S. who are in that very position right now.Some are struggling, some are making progress, and some are just getting by. […]

When most people start shopping for a mortgage, the first thing they do is look for the lowest interest rate they can find. And that can get them into trouble. A low interest rate can save you money, obviously. But it’s only part of the story.

[credit provider=””>Daniel Goodman / Business Insider”] Can Paying a Credit Card Bill Weekly Hurt My Score? Everyone knows that paying your bills on time is essential if you want to get — or keep — strong credit scores. But does the size of your payments affect your credit scores? Our […]