The Pew Research centre conducted a poll in mid-February asking respondents what aspects of federal spending they would prefer to see cut. The poll confirms past surveys that show that although Americans prefer to cut government spending in abstract terms, there aren’t many specifics they want slashed.
[credit provider=”iTunes” url=”https://itunes.apple.com/us/app/saver-control-your-expenses/id429136857?mt=8″] I wanted to be proactive about my financial health this year and figured that tracking expenses with an app isn’t a huge task.That’s part of why so many New Years’ resolutions fail, because people are vague about their goals and there are so few specific action items. […]
Sequestration is the series of blunt, across the board cuts that go into effect March 1 and will shrink the size of the federal government over the next 10 years.
[credit provider=”Wikimedia” url=”http://commons.wikimedia.org/wiki/File:Flickr_-_The_U.S._Army_-_Stunt-like_driving_to_evade_terrorism.jpg”] My son, Matthew, is quickly approaching his 16th birthday and so I’ve been giving him a few driving tutorials.I haven’t let him get behind the wheel just yet — that’s on next month’s agenda — but it’s gotten to the point now where every time Matthew and […]
[credit provider=”Instagram/isabelegonsalez” url=”http://statigr.am/viewer.php#/detail/340484521251070688_7018095″] You’ve planned your trip within an inch of its life, from the location of your seat on the plane to the perfect dinner reservations at that place so-and-so recommended.Your flight goes fine, you land at destination X, hop in a cab and head to your hotel. The […]
[credit provider=”Red Bull Content Pool”] The weight loss industry is rigged with budget traps and health gimmicks at every turn, but there’s no reason to put your finances at risk for a healthier lifestyle.Just go back to basics.
[credit provider=”Zara Home” url=”http://www.zarahome.com/webapp/wcs/stores/servlet/category/zarahomeus/-15/80279977/371511/Accessories”] Didn’t have the energy to brave the crowds on Black Friday? Forgot to check out the sales on Cyber Monday?Don’t worry about it.
[credit provider=”GoBankingRates.com” url=”http://www.gobankingrates.com/breaking-up-with-debt/why-i-got-here-how-dave-ramsey-will-help/#ixzz2DXdReADx”] Since earning my college degree, I have been searching for strategies on how to get out of debt, but it’s only within the past year that I’ve become serious about establishing a debt management plan.Why did I wait so long to get rid of my debt? As a college […]
[credit provider=”en.wikipedia.org” url=”http://en.wikipedia.org/wiki/File:LineartPresRev.png”] Financial freedom can be a difficult term to define, but at a very basic level it simply means controlling your own finances entirely.In order to gain financial freedom, you have to be free of debt, able to provide for yourself, and able to prepare for your future.
I’ve always looked at websites and apps that purport to solve your financial woes and set you on the path to fiscal happiness with scepticism.
[credit provider=”muredmedicine” url=”http://www.flickr.com/photos/mueredecine/284867916/sizes/m/in/photostream/”] Freaked out by ghosts and ghouls? They don’t have anything on chrometophobia, or the fear of money.In fact, if you let money matters like setting a budget or taking a peek at your credit report scare the bejeebers out of you, you could make some truly fearsome financial decisions.
[credit provider=”dr.mafisto” url=”http://www.flickr.com/photos/ikwan/”] Utilities are a hidden cost: You know you’ll need to plan for them, but when you’re looking for an apartment, they’re not at the top of your mind.So, before you sign that lease, make sure you can pay all your rental expenses, not just rent.
[credit provider=”Flickr / Angelo González” url=”http://www.flickr.com/photos/ag2r/7134946449/in/photostream/”] Good Morning Dinks. Let me ask you a question, where did you go for your last vacation?There are few places in the world where couples can actually get away by themselves without their kids. Many hotels and resorts thrive on the fact that they […]
[credit provider=”Flickr/jessica mullen” url=”http://www.flickr.com/photos/jessicamullen/4371905206/”] Today’s reader mail comes from Jennifer who writes:Hey Ginger,
[credit provider=”PartyEarth.com” url=”http://www.partyearth.com/”] In this economy, you don’t have to be a starving student to be on a strict ramen noodle type budget.It seems like everyone is trying to save a few bucks, and wining and dining can be the first indulgence to fall off the list.
[credit provider=”Google Maps”] When New York Times columnist Seth Kugel sits down to plot his next ‘Frugal Travel’ adventure, he’s not the only one to weigh in. “It’s not like some gold mine, like I have a stash of gold coins in my office and I can go anywhere I want […]
[credit provider=”Twitter” url=”https://twitter.com/frugaltraveler”] New York Times columnist Seth Kugel may get paid to find inexpensive ways to explore some of the world’s most exotic destinations, but even he takes off his “Frugal traveller” hat once in a while. “Most budget-saving tips involve either a time or a comfort trade-off,” Kugel told […]
Last year was my first full year attempting to be a freelance music journalist.
[credit provider=”Flickr/Steve Parker” url=”http://www.flickr.com/photos/sparker/3372002117/”] Last week I got an estimate from my vet on a “minor” surgical procedure for my nine-year-old pit bull, Zen.Actually, they gave me two estimates—one for the surgery, plus some “optional but recommended” bloodwork, and one for the surgery, “optional but recommended” bloodwork, and a dental […]
A little reality television never hurt anyone.
[credit provider=”flickr/soldiersmediacenter” url=”http://www.flickr.com/photos/soldiersmediacenter/1577357951/sizes/l/in/photostream/”] Despite skyrocketing levels of obesity in this country, Americans actually think they’re in better physical than financial health, according to a recent survey from Principal Financial Group.Only 31 per cent of Americans believe they’re financially healthy compared to 53 per cent who think they’re physically healthy.
Flickr / seafaringwoman
[credit provider=”Flickr / Francisco Diez” url=”http://www.flickr.com/photos/[email protected]
/4062748428/in/photostream/”] “Budgeting” isn’t an especially sexy word, in any context. But it can make the difference between paying $2,000 for two weeks in Europe or $700 for a three-day weekend in New York City. That’s including airfare.travelling isn’t cheap – generally – but if you plan your […]
[credit provider=”Nasty Gal via Vimeo” url=”http://vimeo.com/35915850″] Earning income doesn’t have to stop at your salary.There’s no better way to learn how to make more money than from people who have actually done it—so read these true-life examples cited by Reddit users.
How much do you spend on dining out? According to the U.S. Bureau of labour Statistics, the average American family forked over $2,505 on meals away from home in 2010. While that number is down from 2008, when it was $2,698, that’s still a lot of bread.
[credit provider=”flickr/[email protected]
″ url=”http://www.flickr.com/photos/44124466[email protected]
/418045751/”] Good Morning DINKS. Today we are discussing how we manage our money. It is said that we will always have money if we consistently spend less money than we earn, but how do you know how much money you are spending? In order to always keep our bottom […]
[credit provider=”YouTube/SurvivorBrad” url=”http://www.youtube.com/watch?v=NAPraL1f_C4&feature=related”] In this economy, a real summer vacation is a dwindling pastime.While summer used to be the season when everyone flitted off to different locales, consumers are more carefully evaluating whether a summer trip really is wise spending.
[credit provider=”Flickr/Orin Zebest” url=”http://www.flickr.com/photos/orinrobertjohn/2147819377/”] In my line of work, a trip to Costco can be hard.I have to resist the urge to rush to the electronics section to stop people from making bad purchases.
I’ll admit it—my workday lunches can get pretty boring.
I am a chronicler of minutiae by nature. A few years ago, I started keeping track of every book I read, with the list arranged chronologically, and then rearranged at the end of year in order from best (Vanity Fair) to worst (Water for Elephants).
[credit provider=”flickr/dvids” url=”http://www.flickr.com/photos/dvids/4834404563/sizes/l/in/photostream/”] Aside from our mothers’ nagging, our guilty consciences and Jiminy Cricket, willpower is the best thing we have to help us do the right thing when it comes to our money.Accomplishing financial goals, from deciding whether to buy the perfect pair of wedges or start funding a […]
[credit provider=”commons.wikimedia.org” url=”http://commons.wikimedia.org/wiki/File:Six_Flags_Over_Georgia_-_Main_gate.jpg”] While I know next-to-nothing nothing about economics, I do know that after going to Six Flags Great Adventure in New Jersey this weekend, the free market can be a cold and unforgiving arbiter of pain.As a Six Flags patron, you have to buy into the park’s insidious […]
[credit provider=”flickr/proimos” url=”http://www.flickr.com/photos/proimos/4199675334/sizes/o/in/photostream/”] Having a credit card declined is officially the most awkward money moment American adults deal with, according to a new survey from CouponCabin.com.The site asked more than 2,200 consumers which financial situations left them most uncomfortable. Right behind embarassing card declines were chipping in on a group […]
[credit provider=”Youtube.com” url=”http://www.youtube.com/watch?v=tY5WxDqggbs”] A few years ago, Trevor Flannigan decided to start managing his budget using the online tool Mint.com. The 20-something suspected he could be spending less money each month, but he needed help organising his various credit, debit, and other bank accounts. So he entered his nine accounts […]
[credit provider=”Flickr / JoePhilipson” url=”http://www.flickr.com/photos/jphilipson/4576250594/in/photostream/”] The peanuts and water are free on United, but it doesn’t almost matter anymore.With legacy carriers nickeling and diming everyone these days and budget airlines pushing fares up in response to rising fuel prices, the difference isn’t so big these days.
[credit provider=”clickondetroit.com” url=”http://www.clickondetroit.com/money/consumer/Family-calls-25-000-bracelet-purchase-mistake/-/1719076/14687952/-/11pb9kt/-/index.html”] A 90-year-old man dropped $20 on a bracelet for his wife, thinking it’d be a cheap gift. Too bad the “rhinestones” were actually diamonds worth $25,000. Now ClickonDetroit’s Ruth Spencer reports the family’s on the hook for the credit card bill.According to the report, Maury Branch’s family […]
[credit provider=”Flickr via scottrsmith” url=”http://www.flickr.com/photos/scottrsmith/3448773715/in/photostream/”] When you’re travelling in Egypt, several months into a year’s trek around the world with a family of four, the last thing you want is for an ATM to eat your debit card.That’s what happened to Heather Greenwood Davis of Globetrotting Mama, and it could […]
[credit provider=”flicr/minicooper93402″ url=”http://www.flickr.com/photos/minicooper93402/5910969424/in/photostream/”] If there’s one thing I love about personal finance, it’s that there’s a billion ways of explaining things to people and we all have our own quirks to “getting it.”I could say the same exact thing to any three of you reading this right now, and each […]
[credit provider=”flickr/celynek” url=”http://www.flickr.com/photos/celynek/4899045553/sizes/l/in/photostream/”] Nearly half of divorced or separated U.S. adults say they regret not discussing their personal finances before taking their vows, according to a new survey by Couponcabin.com.40-five per cent of divorced or separated couples said that they discovered financial secrets about their spouse, compared to only 16% of couples […]
[credit provider=”Photo: Courtesy of Michael Pruser”] For the first time since the recession took hold in 2008, wedding budgets have surged.Couples spend an average of $27,000 to tie the knot, with one in five dropping more than $30,000, according to a report by TheKnot.com. That’s not even including the honeymoon.
[credit provider=”flickr/Mild Mannered Photographer” url=”http://www.flickr.com/photos/alexerde/862890526/sizes/l/in/photostream/”] If you find yourself nervously checking your bank account balance before payday, perhaps it’s time to make some changes. Before swearing off restaurants or cutting up your credit card, ask yourself the following eight questions, which are designed to help get you back on top […]
[credit provider=”Flickr via mikebaird” url=”http://www.flickr.com/photos/mikebaird/4795881956/sizes/l/in/photostream/”] In our “Money Mic” series, we hand over the podium to someone with a strong opinion on a financial topic. These are their views, not ours, but we welcome your responses.Today, in honour of Earth Day, Maria Pesantez tells us how her radical experiment in earth-friendly […]
[credit provider=”Flickr / stevendepolo” url=”http://www.flickr.com/photos/stevendepolo/3072821281/in/photostream/”] Credit cards are like sharp knives. They’re wonderful tools, but they can damage you badly if you use them incorrectly.Whenever I hear from someone who is having trouble paying their credit card bills and is struggling to keep their head above water, I encourage them […]
[credit provider=”Flickr / bonkedproducer” url=”http://www.flickr.com/photos/bonked/2358339193/in/photostream/”] During the height of the financial crisis, a study compiled by Prince & Associates showed that 81 per cent of investors with $1 million or more planned to take money away from their adviser.This study illustrated that the enormous loss of wealth during the “Great […]
[credit provider=”Business Insider / Jill Krasny” url=”http://www.businessinsider.com.au/yourmoney”] Months ago, I decided that turning 30 merited more than the requisite dinner and crying in my room. This called for adventure! And after saving up my pennies, I decided to take a gamble on one of the most magical places on earth: Ireland.
[credit provider=”Flickr / ivanlanin” url=”http://www.flickr.com/photos/ivanlanin/2298272934/in/photostream/”] I don’t believe people who claim they never buy anything without a coupon – because I know that’s impossible.Coupons don’t exist for everything, and certain types of coupons are released a lot less often than others.
[credit provider=”House of Prime Rib photo © Atsushi Morimura”] Although staying in to eat is a lot cheaper than going out, foodies can’t help but indulge in their favourite restaurants once in a while.Food is one of the biggest joys in life, and nothing is better than sharing a good […]
[credit provider=”Youtube”] In a three-part Q&A series, we’ve asked controversial financial guru Dave Ramsey to speak out on some of the most polarising topics in personal finance.In Part One, he told us what he really thinks about millennials and dished about cutting up credit cards in Part Two.
For the average reality TV-watching American, there isn’t much to be learned from the endless shows that seem to recklessly feature nothing but arguments, fights and sex.
[credit provider=”Flickr / adrigu” url=”http://www.flickr.com/photos/[email protected]
/7071085663/in/photostream/”] You can learn a lot about somebody by looking through his receipts. Is he rich? Is she poor? Where does he shop? What does she value?Alas, the U.S. economy doesn’t come with a receipt. GDP tells us how much stuff we produce. GDI, or gross […]
[credit provider=”Flickr / istolethetv” url=”http://www.flickr.com/photos/istolethetv/4735434908/in/photostream/”] Raising a child from sweet baby to hormone-riddled teenager will cost a typical American family nearly a quarter-million dollars, according to government data — and that’s not even including college.However, before you toss the idea of being a parent out the window, understand that with […]
[credit provider=”Flickr/jenschapter3″ url=”http://www.flickr.com/photos/chapter3/3854392061/sizes/l/in/photostream/”] It’s an exciting feeling when you and your partner finally decide that it’s time to start a family! Or perhaps you fall into the “surprise!” category and it’s, “ready or not, here we go!” As exciting as it is, it can be scary as well. Tons of different […]
[credit provider=”Flickr / Kanaka Menehune” url=”http://www.flickr.com/photos/kanaka/2836027422/in/photostream/”] I received a very heartfelt email from a reader that I’m going to reprint below (with some grammatical fixes). It was written to me in response to my earlier post concerning when frugality finally pays off. I’ve been debt free for five years, I own […]
[credit provider=”Flickr / jenny louise johnson ” url=”http://www.flickr.com/photos/jennylouisejohnson/5511632511/in/photostream/”] Sometimes the old-fashioned methods just work. In a recent LA Times video, David Colker explains the Depression-era practice of categorising expenses by using envelopes and setting spending limits for each one, also known as envelope budgeting.
A lifetime of living in tight quarters led Hong Kong architect Gary Chang to transform the 360-square apartment his family has owned for years into a space-saving, futuristic living room.
[credit provider=”Flickr / Nimages DR” url=”http://www.flickr.com/photos/dr/2034924117/”] April showers bring May flowers.They also usher in Easter, Passover and everyone’s favourite holiday: tax time.
[credit provider=”Wikimedia Commons” url=”http://en.wikipedia.org/wiki/File:Einstein_1921_portrait2.jpg”] Good Morning DINKS. We are now well into the month of March so I want to check in and see how you are doing with you New Year’s Resolutions?If you New Year’s Resolution was to lose weight, are you still working out? If your New Year’s Resolution […]
[credit provider=”satanoid via Flickr” url=”http://www.flickr.com/photos/satanoid/132042642/sizes/o/in/photostream/”] Are wedding bells in your future?If you’re on a budget, you may want to think twice before booking a wedding in one of the regions listed below, which are the most expensive places in the U.S. to get married, according to a new survey by […]
[credit provider=”M. Gordon/Business Insider”] One of our favourite frugalistas, Malaika Gordon, wrote in recently with a major money dilemma: With nearly $6,000 in credit debt and a new engagement ring on her finger, she realised it was time to clean her financial house–in a big way.
[credit provider=”Business Insider / Daniel Goodman”] For many, the key to making ends meet is keeping better track of their spending. But creating—and, more importantly, sticking to—a spending budget is no easy task. The best-laid plans are often ruined by impetuous spending and undisciplined decisions.[See 12 Money Mistakes That Almost […]
[credit provider=”i_yudai via Flickr” url=”http://www.flickr.com/photos/y_i/2330044065/”] The vast majority of millennials have a lot more on their minds than scoring a job and getting off mum and dad’s couch.As it stands, they’re toting around an average of $45,000 in debt that will only grow as they get older, according to new […]
This post originally appeared at Hassle-Free Savings.
[credit provider=”Flickr / pengrinâ„¢” url=”http://www.flickr.com/photos/pengrin/176704775/sizes/m/in/photostream/”] The engagement ring is on, the date’s been set, the venue is selected and now you think you’re ready to have a wedding. You’re so not.
Just because a couple has decided to share one of the most important moments of their lives with a few […]
[credit provider=”Flickr / Bryan Bruchman” url=”http://www.flickr.com/photos/subinev/2306996233/in/photostream/”] Adaptu knows that finance is personal for everyone and no one’s personal financial situation is the same as anyone else’s.Your finances are not the same as your neighbour, your friend, or your co-worker.
For the nearly 100 million mobile device users that rely on apps to guide their shopping experiences, it’s hard to imagine making a purchase without them.
[credit provider=”AP”] At first glance, scavenging through someone else’s trash for clothing, art, or appliances can seem a little gross—after all, the original user sent the item to the landfill for a reason. But driven by environmental concerns and financial constraints, some people get over the initial disgust to “shop” the trash, […]
This post originally appeared on Budgets Are Sexy.
Whether you’re a movie buff or a fashion aficionado, Hollywood’s most buzzed about event is more enjoyable when you can gossip with friends over celebrity style and debate the list of nominees for best actor. However, hosting an Academy Award party requires more than your typical party fare, since paper […]
The general rule of thumb is that it’s acceptable to bring home amenities you’ve already used.
[credit provider=”Lorri37 | Flickr” url=”http://www.flickr.com/photos/lorri37/4852237996/”] President Obama’s promise to shift the military’s focus to Asia and the Pacific while relying largely on special operations forces and drones against terrorism is, at best, hard to find in the new budget, GOP supporters said. “The new defence strategy says one thing while the defence […]
[credit provider=”Flickr / Roslyn in Starfish Island” url=”http://www.flickr.com/photos/roslynyoungrosalia/5241399568/sizes/z/in/photostream/”] Before making a down payment on an all-inclusive vacation this spring, consider this: Even though all-inclusive deals usually come with higher price tags, the extra cost might be well worth it.Economists and travel experts say that prepaying for all the food, drinks, and relaxation […]
Student debt has ballooned by 57 per cent in the last decade, with U.S. students holding a staggering $865 billion in loans, primarily due to college tuition and fee hikes, according to the Consumer Financial Protection Bureau.
[credit provider=”Wikimedia Commons” url=”http://commons.wikimedia.org/wiki/File:Diorama,_cavemen_-_National_Museum_of_Mongolian_History.jpg”] behavioural economists and psychologists have long noted that people are not wired well when it comes to making short-term sacrifices to achieve long-term goals.In an innovative research project published in the Journal of Marketing Research, consumers boosted their planned retirement investments after they viewed older versions of themselves using facial-ageing […]
FINANCIAL ADVICE FOR EVERY COUPLE Whether you’re giddy newlyweds or lifelong partners in crime, this guide will help you navigate the most critical decisions you’ll face as a couple, from starting a family to buying your very first home.
[credit provider=”kronick_” url=”http://www.flickr.com/photos/kronick_/3625088821/sizes/m/in/photostream/”] It’s the other B-word that puts couples in a tizzy: budget. And for those preparing to start a family or buy a home, lacking one can wreak havoc on their finances.
[credit provider=”Troublemakers Inc.” url=”http://www.flickr.com/photos/troublemakersinc/5352852141/sizes/m/in/photostream/”] Faced with a financial crisis? Found yourself unemployed or seen your financial portfolio tank along with the stock market? Chances are you are not alone. In this economy, financial setbacks are a common occurrence, but that doesn’t mean all is lost. Nor does it mean you […]
I recently discovered an online game called The Godfather: Five Families and I have been addicted to it for weeks.
[credit provider=”Daniel Goodman / Business Insider”] If the gift-giving season wreaked havoc on your bank account, follow these money-saving tips to recover from holiday debt and regain your financial confidence. Tweak your food routine. Make the obvious wallet-friendly changes to your meal habits: pack your lunch, cook dinners at home, and swap your Starbucks […]
[credit provider=”Flickr” url=”http://www.flickr.com/photos/jdickert/2423873135/”] As if grocery stores’ man aisles weren’t reason enough to dine out, now consumers have another excuse to make it a Chipotle night.Prices of staples like eggs, ground beef, chicken and potatoes shot up over 10 per cent in 2011.
[credit provider=”parisneto” url=”http://www.flickr.com/photos/parisneto/4159220352/sizes/m/in/photostream/”] It’s no secret that with everything going up that I’ve needed to find ways to save money. I abhor paying more than I need to for the very basics in life. Over the last few weeks I’ve tried to figure out where we can cut back to save […]
[credit provider=”ggvic” url=”http://www.flickr.com/photos/ggvic/”] The weight loss world is rigged with budget booby traps around every corner, but there’s no reason to put your finances at risk for a healthier lifestyle.Just go back to the basics.
[credit provider=”U.S. Army Corps of Engineers Los Angeles District” url=”http://www.flickr.com/photos/losangelesdistrict/5643692186/sizes/m/in/photostream/”] Depending on their finances, couples who opt for a lease could put a serious strain on their household budget, no matter how good the deal looks on paper.”Manufacturers like leasing because it’s a great way to keep people in their […]
[credit provider=”www.flickr.com” url=”http://www.flickr.com/photos/rosesandpearls/”] In an effort to get back to basics I’d like to start with the basics of a budget. I’ve received many emails about setting up a budget, so if this is something that you’d like to solidify in the new year, read on.What is a Budget?
[credit provider=”ididjeridoo” url=”http://www.flickr.com/photos/ididjeridoo/3719761929/sizes/m/in/photostream/”] Over the last few weeks, several friends, family members and acquaintances have gotten engaged which of course has prompted discussions around wedding planning and the inevitable, how much will all of this cost? Your wedding should be memorable, but it shouldn’t break the bank. Check out the […]
[credit provider=”MSNBC” url=”http://video.today.msnbc.msn.com/today/45667041#45667041″] Michael Fleming is an artist and Jennifer Wurst is a stay at home mum up in Maine.They make about $20,000 a year, while the median household income is $49,445 according to the U.S. Census.
[credit provider=”ABC”] With the threat of a double dip recession on the horizon I’ve had many friends ask how to function in a financially efficient manner due to the recent loss of a job. I often refer to this as “Safe Mode”.
[credit provider=”Saen Dreilinger” url=”http://www.flickr.com/photos/seandreilinger/281792349/sizes/m/in/photostream/”] Say you just gave your husband a sexy James Pearse shirt and an iTunes gift card for Christmas. Sounds like a killer combo, right?While it would seem like you made a concerted effort, according to Kimberlee Weaver, assistant professor of marketing in the Pamplin College of […]
When Emily Russell’s two young sons wake up on Christmas morning, they’ll find that Santa left them a note instead of the video games they requested.
[credit provider=”Daniel Goodman / Business Insider”] Nearly a quarter of married Americans would hide affairs from their spouse, a recent study suggests. OK, they’re talking about financial affairs – but those can lead to divorce just like the sexual kind.A recent press release from the National Foundation for Credit Counseling […]
Given the state of the economy, job losses which can result in significant life changes and the inevitable struggle to pay bills are expected. However, the biggest culprit seems to be overspending and the lack of a financial plan.
[credit provider=”The Mirror” url=”http://www.mirror.co.uk/news/top-stories/2010/12/17/rape-victim-was-jailed-after-attacker-pressurised-her-into-lying-115875-22788854/”] A young New Yorker we’ll call Minerva McGonagall* was tired of dipping into her savings to keep up with her Manhattan lifestyle. Her $45k salary was not enough and she needed at least an extra $500 a month and sometimes $1,000 to pay her credit card […]
[credit provider=”Wikimedia Commons”] Times are tough, and they don’t seem to be getting much better. Fourteen million Americans were still unemployed last month, and that hasn’t changed much since April, according to the U.S. Bureau of labour Statistics.Many people are understandably looking for ways to cut expenses and stretch their […]
To err is human; to make budgeting mistakes, totally human as well.
It’s a very telling sign to see how consumer debt has been decreasing over the last two years.
[credit provider=”AP”] Most of the time, when people mention frugality, the first thing that comes to mind is doing without little pleasures.They think of giving up something that they deeply enjoy, like their morning coffee or their weekly lunch out with coworkers.
[credit provider=”Wikicommons”] Our last story on frugal living, “The Secret to Living Well on $20,000 a Year,” stirred up some heated comments, many of which argued that $20,000 a year represents a king’s ransom.”Someone should do an article on how to live on less than $10,000 per year. I am […]
[credit provider=”AP Images”] With the NFL season underway, many football enthusiasts are anxious to make it to a game. Unfortunately, NFL ticket costs have skyrocketed in recent years, increasing 4.5% in 2010 alone and averaging $76.47 a piece. With savings currently a high priority on everyone’s list though, there are […]
[credit provider=”Flickr”] You’re not alone in wanting to put off that trip to the dentist.The “2011 Survey of Dental Care Affordability and Accessibility” found 77% of Americans without dental care delayed further visits due to the costs of care, while 73% of Americans don’t even know what their dental care […]
[credit provider=”Larry He’s So Fine” url=”http://www.flickr.com/photos/[email protected]
/3999112367/”] It happens every time: Just when you think you’ll be able to scrape by this month, another tire goes flat or Roofus gets sick—again.You’re not alone. In fact, more than 75% of Americans live paycheck to paycheck according to The Money Conspiracy.