11 Best Apps For Buying Stuff With Your Phone

With the holidays quickly approaching, more sales are starting to sprout up in preparation for the shopping frenzy.

Fortunately, there is an app for that. With Black Friday and Cyber Monday approaching fast, we’ve compiled a list of apps that will make it easy for you to find all of the latest deals and discounts while managing your spending.

These apps which are suitable for any platform will prove to be invaluable when shopping for the holidays. From Square which can speed up the purchasing process while crowds of customers swarm you at the register to Google Wallet which can prevent you from overspending on unnecessary gadgets.

Square Wallet is a perfect tool to help shop at local businesses.

This app, made by Twitter co-founder Jack Dorsey, syncs all your essential financial information into one hub. It enables customers to then seek out and purchase various items from merchants. This is how it works. The app will utilise a GPS to scan the surrounding area and find merchants that are registered. Once that shop is discovered, the function tells the store owner you are there. After you find what you're looking for, travel up to the register and pay without even taking out your credit card.

Price: Free

Available on: iPhone and Android.

Intuit's App provides a quick and easy payment process.

Similar to Square, Intuit syncs up with a card reader to help make purchases happen quickly and efficiently. The app incorporates Bluetooth & PIN card reader to ensure payments are processed over a secure connection as well. For merchants, customer's data is housed safely in the database Intuit allows you to build. Transaction history appears after purchases to add to your records.

Price: Free

Available: iPhone and Android.

Level Up utilizes a QR code scanner to quickly process what you're buying.

Levelup utilizes a QR code scanner to morph your phone into a virtual wallet. Once it obtains the information needed, the smartphone can process payments while protecting your information.

Price: Free

Available: iPhone and Android.

Google Wallet allows for shopping and saving in stores to happen at once.

Google Wallet forces you to leave your credit cards behind. The app offers an excellent interface to help users incorporate their credit card information as well as your loyalty cards to access rebates and deals. The Android alternative has a special feature. Customers can pay over NFC!

Price: Free

Available: iPhone and Android.

Venmo is a much more personal payments app.

Venmo could be considered the 'friends and family' focused app. Venmo syncs up with your bank accounts to build a network of people to pay. As long as the people in your network have a Venmo account, feel free to transfer funds when needed.

Price: Free

Available: iPhone and Android.

PayPal has morphed into a suitable digital wallet.

PayPal has recieved a tremendous overhaul which is why this app is so valuable for making payments. With this app, you can send and request money when you need it. Most local merchants accept Paypal now so bring your phone when shopping. The payment process is fairly straight-forward after you set up an account.

Price: Free

Available: iPhone and Android.

Dwolla avoids processing fees to protect cash transactions.

Dwolla removes processing fees when moving transactions since it allows for you to keep more of your cash. Also, use their Spots and Proxi features to find stores that accept this app in case you need to find a last minute gift.

Price: Free

Available: iPhone and Android.

Amazon payments is perfect for shopping on the retail giant.

The Amazon app incorporates Amazon payments which makes shopping easier. As you explore the store, access the app and head towards payments once you find the purchase.

Price: Free

Available: iPhone and Android.

eBay works well when shopping from the comfort of your own home.

The first online shopping app has a great app to manage your funds and shop for items on your phone. A quick and easy check out process makes shopping so simple and easy.

Price: Free

Available: iPhone and Android.

Lemon Wallet is a smart finance app.

Lemon Wallet operates the same way as Google Wallet. The app can backup all of your information. You have nothing to fear if you lose a card because Lemon will remember it for you.

Price: Free

Available: iPhone and Android.

Rushcard allows for extremely quick purchases.

Rushcard has a safe and secure sign up process which lets users transfer money between different accounts. Contacts from your phone are saved in a database and lets you establish a legitimate network to lend cash.

Price: Free

Available: iPhone and Android.

NOW WATCH: Tech Insider videos

Want to read a more in-depth view on the trends influencing Australian business and the global economy? BI / Research is designed to help executives and industry leaders understand the major challenges and opportunities for industry, technology, strategy and the economy in the future. Sign up for free at research.businessinsider.com.au.