The 10 best cities for baby boomers who aren't retiring early

Jozef_Culak/ShutterstockA 2018 Gallup poll found the average age of retirement for Americans was 66.
  • The past several years reveal a clear trend: More Americans are delaying retirement to later in life.
  • Some 40% of workers think they won’t be able to retire until at least age 70, according to a 2017 Career Builder survey.
  • Financial marketing website Coventry Direct collected data on dozens of US cities to find out which are the best for baby boomers, those born between 1946 and 1964.
  • Each city was given weighted points for factors like the number of open jobs for people over 45, according to AARP, as well as the average unemployment rate for older workers, per the US Census.
  • The top cities include Tampa, Florida, Denver, and San Francisco.
  • Visit Business Insider’s homepage for more stories.

On International Older Persons Day, it’s important to note that Americans are working longer than ever before.

The average age of retirement has been rising over the last several years, from 59 in 2002 to 62 in 2014, data shows. Two in five workers think they won’t be able to retire until at least age 70, according to a 2017 Career Builder survey.

With baby boomers, those born between 1946 to 1964, staying in the workforce longer, it’s important to know which cities offer a conducive environment for delaying retirement. Financial marketing company Coventry Direct ranked US cities using a variety of factors to find out.

To come up with each city’s overall livability score, points were assigned for each of a range of measures, including the city’s unemployment rate, the average cost of living, access to public transportation, and the number of companies that have pledged to hire workers age 45 and older.

The analysis, conducted in May, collected data from the US Census, AARP, and Numbeo, a crowd-sourced global database of various statistics.

Here are the top 10 cities for baby boomers, along with three data points: the total livability score (the highest being just under 40), the number of open jobs for Americans age 45 and older in that city according to an estimation by AARP, and the per cent of the city’s population age 45 and up. You can read the full report here.


10. Atlanta

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Livability score for older Americans: 33.1

Estimated open jobs for people age 45 and up:5,074Per cent of population age 45 and up: 38.3


9. Portland, Oregon

Ziga Cetrtic / Shutterstock.com

Livability score for older Americans: 33.3

Estimated open jobs for people age 45 and up:2,595

Per cent of population age 45 and up: 40.41


8. Philadelphia

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Livability score for older Americans: 34.3

Estimated open jobs for people age 45 and up:8,383

Per cent of population age 45 and up: 42.65


7. Seattle

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Livability score for older Americans: 34.5

Estimated open jobs for people age 45 and up:3,868

Per cent of population age 45 and up: 38.82


6. Baltimore

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Livability score for older Americans: 34.7

Estimated open jobs for people age 45 and up:4,536

Per cent of population age 45 and up: 42.28


5. New York City

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Livability score for older Americans: 34.8

Estimated open jobs for people age 45 and up:13,870

Per cent of population age 45 and up: 42.13


4. San Francisco

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Livability score for older Americans: 35

Estimated open jobs for people age 45 and up:4,518

Per cent of population age 45 and up: 41.75


3. Minneapolis

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Livability score for older Americans: 37.8

Estimated open jobs for people age 45 and up:6,054

Per cent of population age 45 and up: 39.82


2. Tampa, Florida

Kevin J King/Shutterstock

Livability score for older Americans: 38.3

Estimated open jobs for people age 45 and up:4,533

Per cent of population age 45 and up: 46.71


1. Denver

EdgeOfReason/Shutterstock

Overall city score: 39.4

Estimated open jobs for people age 45 and up:4,768

Per cent of population age 45 and up: 34

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