The average credit card debt in every state, ranked

Jacob Lund/ShutterstockThe average credit card debt in the US is increasing.

  • Credit card debt is on the rise in the US, with the average American household carrying a balance of $US5,700, according to a new report by ValuePenguin.
  • However, location accounts for differences in credit card debt across American households.
  • ValuePenguin broke down the average credit card debt by state and Alaska comes out on top.

More Americans are using credit cards than ever before.

And while the average percentage of Americans carrying credit card debt has been on the decline over the past ten years, the average credit card debt amount has been increasing, according to ValuePenguin, who recently explored data from the US Census Bureau and the Federal Reserve to take a closer look at credit card debt.

ValuePenguin found that more than 40% of all US households carry credit card debt, with the average American household carrying a balance of $US5,700. For only indebted households, which excludes people who pay their balances in full every month, the average debt is $US9,333.

However, this average varies across different regions in the US. Using data from S&P Global Market Intelligence, ValuePenguin broke down the average credit card debt by state to highlight how location plays a factor.

Below, see the average credit card debt in every state, ranked from lowest to highest.


51. Ohio

aceshot1/Shutterstock

Average credit card debt: $US5,446


50. South Carolina

Sean Pavone/Shutterstock

Average credit card debt: $US5,801


49. Maine

cdrin/Shutterstock

Average credit card debt: $US5,803


48. Pennsylvania

f11photo/Shutterstock

Average credit card debt: $US6,065


47. Michigan

Aerial Up North/Shutterstock

Average credit card debt: $US6,082


46. Rhode Island

Jon Bilous/Shutterstock

Average credit card debt: $US6,104


45. Nebraska

Steven Frame/Shutterstock

Average credit card debt: $US6,180


44. Tennessee

Sean Pavone/Shutterstock

Average credit card debt: $US6,217


43. Massachusetts

Sean Pavone/Shutterstock

Average credit card debt: $US6,277


42. Wisconsin

Sean Pavone/Shutterstock

Average credit card debt: $US6,484


41. Missouri

Steven Liveoak/Shutterstock

Average credit card debt: $US6,491


40. Vermont

Sean Pavone/Shutterstock

Average credit card debt: $US6,545


39. Mississippi

Sean Pavone/Shutterstock

Average credit card debt: $US6,673


38. Iowa

f11photo/Shutterstock

Average credit card debt: $US6,696


37. Arkansas

Sean Pavone/Shutterstock

Average credit card debt: $US6,747


36. Minnesota

Rudy Balasko/Shutterstock

Average credit card debt: $US6,761


35. New Hampshire

Sean Pavone/Shutterstock

Average credit card debt: $US6,838


34. Indiana

Sean Pavone/Shutterstock

Average credit card debt: $US6,958


33. Kansas

KSwinicki/Shutterstock

Average credit card debt: $US7,040


32. West Virginia

Sean Pavone/Shutterstock

Average credit card debt: $US7,090


31. Georgia

Sean Pavone/Shutterstock

Average credit card debt: $US7,090


30. Arizona

Tim Roberts Photography/Shutterstock

Average credit card debt: $US7,100


29. Alabama

Sean Pavone/Shutterstock

Average credit card debt: $US7,105


28. Delaware

Jon Bilous/Shutterstock

Average credit card debt: $US7,158


27. Kentucky

Leigh Trail/Shutterstock

Average credit card debt: $US7,190


26. North Carolina

Sean Pavone/Shutterstock

Average credit card debt: $US7,225


25. Louisiana

Sean Pavone/Shutterstock

Average credit card debt: $US7,260


24. Illinois

Sean Pavone/Shutterstock

Average credit card debt: $US7,278


23. Connecticut

SneakPics/Shutterstock

Average credit card debt: $US7,304


22. South Dakota

Checubus/Shutterstock

Average credit card debt: $US7,362


21. Texas

f11photo/Shutterstock

Average credit card debt: $US7,692


20. Virginia

Sean Pavone/Shutterstock

Average credit card debt: $US7,867


19. Nevada

randy andy/Shutterstock

Average credit card debt: $US7,871


18. Maryland

S.Borisov/Shutterstock

Average credit card debt: $US7,913


17. New Mexico

turtix/Shutterstock

Average credit card debt: $US7,952


16. Oklahoma

Austin Urton/Shutterstock

Average credit card debt: $US8,059


15. Washington

Average credit card debt: $US8,108


14. Washington, DC

Brian Kinney/Shutterstock

Average credit card debt: $US8,291


13. Hawaii

Izabela23/Shutterstock

Average credit card debt: $US8,315


12. Florida

Darryl Brooks/Shutterstock

Average credit card debt: $US8,444


11. North Dakota

David Harmantas/Shutterstock

Average credit card debt: $US8,450


10. Idaho

WHITE.studio/Shutterstock

Average credit card debt: $US8,570


9. Oregon

Sean Pavone/Shutterstock

Average credit card debt: $US8,619


8. New York

Brian Kinney/Shutterstock

Average credit card debt: $US8,764


7. Colorado

photo.ua/Shutterstock

Average credit card debt: $US9,108


6. New Jersey

f11photo/Shutterstock

Average credit card debt: $US9,454


5. Montana

Jeremy Janus Photography/Shutterstock

Average credit card debt: $US9,759


4. California

Let Go Media/Shutterstock

Average credit card debt: $US10,496


3. Utah

Checubus/Shutterstock

Average credit card debt: $US11,222


2. Wyoming

Jerry Sanchez/Shutterstock

Average credit card debt: $US11,546


1. Alaska

Rocky Grimes/Shutterstock

Average credit card debt: $US13,048

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