Here's how much the average Australian spends in a month

Picture: William West/AFP/Getty Images
  • The average Australian living in metropolitan areas spent $2,150 per month in the March quarter. Those in regional areas spent an average of $1,947 per month.
  • Average spending levels are highest in Sydney and Melbourne.
  • The NAB data tracks consumption-based spending, rather than all transactions.

If you want to know how your spending levels compare to the average Australian, you now have the answer.

According to the National Australia Bank’s (NAB) latest Customer Spending Trends report, the average amount spent per month stood at $2,150 in metropolitan areas during the March quarter.

That was down from $2,306 in the December quarter, and largely reflects stronger spending levels in the lead-up to Christmas. From a year earlier, average spending levels rose by $153.


“Average monthly spending was highest in Sydney, marginally ahead of Victoria,” NAB said.

“Perth was next, followed by Brisbane, Adelaide and Hobart.

“Average spending was lowest in Darwin, which was also the only metro area where spending was lower than year earlier levels.”

For those living in regional areas, the average amount spent in the March quarter stood at $1,947, down from $2,089 in the previous quarter but up on the $1,886 average seen one year ago.

The NAB says that by examining around 2.7 million transactions per day from its customer base, it can track where spending is growing fastest and what customers are spending on.

Given the amount of data it accumulates, it says the report provides an indication of broader national and regional spending trends across Australia.

For clarity purposes, the NAB says the report captures consumption-based spending, excluding items such as government services, tax payments, mortgage and other credit facility repayments.

It includes spending using EFTPOS, credit cards, BPAY, bank transfers, direct debits and Paypal services, where available, and also includes offline spending.

Spending is also measured by where the customer lives, not where the transaction takes place.

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